Patents by Inventor Robert J. Schaffer

Robert J. Schaffer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240146982
    Abstract: A method and system provide the ability to deliver media content. A packager receives an original encrypted transport stream, and segments the stream into multiple fixed-duration transport stream files (chunks). The packager further generates a manifest file that describes the chunks and is consistent with a hypertext transfer protocol (HTTP) live streaming (HLS) protocol. The manifest file and chunks are delivered to a content delivery network (CDN). An enhanced HLS client is embed in an integrated receiver decoder (IRD). The enhanced HLS client retrieves the manifest file and the chunks from the CDN, and reconstructs the original encrypted transport stream for use by a service provider network.
    Type: Application
    Filed: October 3, 2023
    Publication date: May 2, 2024
    Applicant: ARRIS Enterprises LLC
    Inventors: Erik J. Elstermann, Todd T. Kassman, Michael A. Casteloes, Mark L. Schaffer, John R. Shumate, Robert L. Seymour
  • Patent number: 10174378
    Abstract: The present invention is a tool for diagnosis and prediction using biomarker-based risk assessment for chilling-related disorders of Rosaceous fruit crops including apple and pear. Provided are methodology and genes whose relative and absolute expression can accurately indicate disorder risk throughout the production and supply chain of these crops. This technology describes a necessary and novel management tool for stakeholders producing, servicing, or retailing these crops.
    Type: Grant
    Filed: March 14, 2016
    Date of Patent: January 8, 2019
    Assignees: The United States of America, as represented by the Secretary of Agriculture, Cornell University, The New Zealand Institute for Plant and Food Research, Katholieke Universiteit
    Inventors: David R. Rudell, Jr., Rachel S. Leisso, James P. Mattheis, James J. Giovannoni, Nigel E. Gapper, Nicolai M. Bart, Chris B. Watkins, Jason W. Johnston, Maarten L. Hertog, Robert J. Schaffer
  • Publication number: 20170260586
    Abstract: The present invention is a tool for diagnosis and prediction using biomarker-based risk assessment for chilling-related disorders of Rosaceous fruit crops including apple and pear. Provided are methodology and genes whose relative and absolute expression can accurately indicate disorder risk throughout the production and supply chain of these crops. This technology describes a necessary and novel management tool for stakeholders producing, servicing, or retailing these crops.
    Type: Application
    Filed: March 14, 2016
    Publication date: September 14, 2017
    Inventors: David R. Rudell, JR., Rachel S. Leisso, James P. Mattheis, James J. Giovannoni, Nigel E. Gapper, Nicolai M. Bart, Chris B. Watkins, Jason W. Johnston, Maarten L. Hertog, Robert J. Schaffer
  • Patent number: 8595117
    Abstract: A method for providing a financial instrument includes providing a processor. The method also includes generating, using the processor, an annuity comprising a fluctuating annuity payment and an option to fix the fluctuating annuity payment and setting a payment schedule for the fluctuating annuity payment.
    Type: Grant
    Filed: July 2, 2012
    Date of Patent: November 26, 2013
    Assignee: United Services Automobile Association (USAA)
    Inventors: Lisa Ellis Schwartz, Phillip Neil Beyer, Douglas Irby Ward, Christopher Charles Ogburn, John Dale Hegstrom, Ronald Bryan Sweet, Sarah Brooke Severson, Robert J. Schaffer, III, Christopher P. Keene
  • Patent number: 8239311
    Abstract: A method of providing a financial product includes providing a computer processor, determining, using the computer processor, a fluctuating interest rate using a sum of a securities-based interest rate and an additional interest rate, and generating, using the computer processor, a periodic payment product using the fluctuating interest rate, wherein the periodic payment product is characterized by a payment schedule. The method also includes generating, using the computer processor, a plurality of fluctuating periodic payments using the fluctuating interest rate and obtaining an indication to fix the fluctuating interest rate at a fixed interest rate. The method further includes thereafter, determining, using the computer processor, the fixed interest rate and generating a fixed periodic payment using the fixed interest rate.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: August 7, 2012
    Assignee: United Services Automobile Association (USAA)
    Inventors: Lisa Ellis Schwartz, Phillip Neil Beyer, Douglas Irby Ward, Christopher Charles Ogburn, John Dale Hegstrom, Ronald Bryan Sweet, Sarah Brooke Severson, Robert J. Schaffer, III, Christopher P. Keene
  • Patent number: 7991676
    Abstract: A fluctuating annuity payment is determined and generated, and that annuity payment is subsequently fixable. The fluctuating annuity payment may be based on an interest rate, such as the market yield of a 1-year U.S. Treasury adjusted to constant maturity, for example. The fluctuating annuity payment may be determined on a certain date, or periodically, for example. The annuity payment, while fluctuating, may have a predetermined floor or minimum threshold amount that is does not pay less than. At some point, a request may be received to fix the payment, and the fluctuating annuity payment is converted to a fixed annuity payment. The fixed annuity payment may be based on a long term interest rate, for example. After receiving a request to fix the annuity payment, a payment schedule may be determined based on the value of the remaining payments that are to be made.
    Type: Grant
    Filed: July 16, 2010
    Date of Patent: August 2, 2011
    Assignee: United Services Automobile Association (USAA)
    Inventors: Lisa Ellis Schwartz, Phillip Neil Beyer, Douglas Irby Ward, Christopher Charles Ogburn, John Dale Hegstrom, Ronald Bryan Sweet, Sarah Brooke Severson, Robert J. Schaffer, III, Christopher P. Keene
  • Patent number: 7783550
    Abstract: A fluctuating annuity payment is determined and generated, and that annuity payment is subsequently fixable. The fluctuating annuity payment may be based on an interest rate, such as the market yield of a 1-year U.S. Treasury adjusted to constant maturity, for example. The fluctuating annuity payment may be determined on a certain date, or periodically, for example. The annuity payment, while fluctuating, may have a predetermined floor or minimum threshold amount that is does not pay less than. At some point, a request may be received to fix the payment, and the fluctuating annuity payment is converted to a fixed annuity payment. The fixed annuity payment may be based on a long term interest rate, for example. After receiving a request to fix the annuity payment, a payment schedule may be determined based on the value of the remaining payments that are to be made.
    Type: Grant
    Filed: April 13, 2007
    Date of Patent: August 24, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventors: Lisa Ellis Schwartz, Phillip Neil Beyer, Douglas Irby Ward, Christopher Charles Ogburn, John Dale Hegstrom, Ronald Bryan Sweet, Sarah Brooke Severson, Robert J. Schaffer, III, Christopher P. Keene
  • Patent number: 7725378
    Abstract: A fluctuating annuity payment is determined and generated, and that annuity payment is subsequently fixable. The fluctuating annuity payment may be based on an interest rate, such as the market yield of a 1-year U.S. Treasury adjusted to constant maturity, for example. The fluctuating annuity payment may be determined on a certain date, or periodically, for example. The annuity payment, while fluctuating, may have a predetermined floor or minimum threshold amount that is does not pay less than. At some point, a request may be received to fix the payment, and the fluctuating annuity payment is converted to a fixed annuity payment. The fixed annuity payment may be based on a long term interest rate, for example. After receiving a request to fix the annuity payment, a payment schedule may be determined based on the value of the remaining payments that are to be made.
    Type: Grant
    Filed: April 13, 2007
    Date of Patent: May 25, 2010
    Assignee: United Services Automobile Association (USAA)
    Inventors: Lisa Ellis Schwartz, Phillip Neil Beyer, Douglas Irby Ward, Christopher Charles Ogburn, John Dale Hegstrom, Ronald Bryan Sweet, Sarah Brooke Severson, Robert J. Schaffer, III, Christopher P. Keene
  • Patent number: 6265637
    Abstract: A flowering characteristic of a plant, particularly the timing of flowering, is controlled by the expression of the Late Elongated Hypocotyl (LHY) gene of Arabidopsis thaliana or a mutant, variant, allele, derivative, or homologue thereof. Over-expression may be used to delay flowering in a transgenic plant. The promoter of the gene regulates transcription in accordance with the circadian rhythm and may be used to control expression of genes whose products are only required or desired at certain times of the day.
    Type: Grant
    Filed: January 11, 1999
    Date of Patent: July 24, 2001
    Assignee: Plant Bioscience Limited
    Inventors: George M. Coupland, Robert J. Schaffer