Patents by Inventor Robert Koth

Robert Koth has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Single premium deferred annuity
    Patent number: 8805733
    Abstract: Systems and methods relating to a single premium deferred annuity are provided. In one embodiment, the annuity may be used for retirement planning. Aspects disclosed herein relate to an annuity that provides protection against market losses and allows the purchaser/owner to choose the level of protection.
    Type: Grant
    Filed: September 29, 2011
    Date of Patent: August 12, 2014
    Assignee: Allstate Insurance Company
    Inventors: David Hanzlik, Sarah R. Donahue, Robert Koth
  • Methods and systems for providing guaranteed lifetime benefits
    Patent number: 8732056
    Abstract: Methods and systems provide a financial account. In one implementation, one or more funding payments for a financial account are received from an investor. The financial account includes a mutual fund. The investor takes withdrawals from the financial account. A balance of the financial account is calculated by a processor. Benefit payments are paid to the investor after the balance of the financial account has reached zero.
    Type: Grant
    Filed: April 3, 2009
    Date of Patent: May 20, 2014
    Assignee: Allstate Insurance Company
    Inventors: Robert Koth, Michael Zolna, William Marshall