Patents by Inventor Robert Kyle Miller

Robert Kyle Miller has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20200059419
    Abstract: A provisioning server for automated provisioning and associated methods are disclosed. The provisioning server extracts data from a data transfer instruction for a data provider addition based on a matching data transfer instruction template, and parses the extracted data in accordance with the matching data transfer instruction template to identify an account identifier. Data transfer information for a second data transfer network for an identified data provider and an identified account identifier from a data provider database are determined. The data provider database comprises data provider information comprising data provider names for a plurality of data providers registered with the provisioning server. A data provider record is generated and stored in a data provider list of the account in an account database. The data provider record includes the identified data provider name, identified account identifier and the data transfer information.
    Type: Application
    Filed: August 15, 2018
    Publication date: February 20, 2020
    Applicant: The Toronto-Dominion Bank
    Inventors: Robert Kyle Miller, Sonja Torbica, Helene Nicole Esposito
  • Publication number: 20200058068
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, dynamically provision and initiate exchanges of data between network-connected devices and systems based on aggregated contextual information. For example, a network-connected apparatus may obtain (i) first data identifying first exchanges of data initiated during a first temporal interval, (ii) second data identifying a current parameter value of the first data exchanges, and (iii) third data identifying a status of an account involved in the first data exchanges. Based on the first, second, and third data, the apparatus may compute a value indicative of a probability of an initiation of a second data exchange involving the account during a second temporal interval. Further, when the computed value is consistent with an alert criterion, the apparatus may transmit alert data characterizing the second data exchange to a device for display within an interface.
    Type: Application
    Filed: August 20, 2018
    Publication date: February 20, 2020
    Inventors: Rajeev Kumar GANDHI, Robert Kyle MILLER, Kushank RASTOGI, David Samuel TAX, Milos DUNJIC, Arthur Carroll CHOW, Armon ROUHANI, Maryam KARBASI, Kamana TRIPATHI, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20200026778
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, automatically populate, in real-time, portions of digital interfaces based on dynamically generated contextual data. For example, a network-connected apparatus may receive, from a device, a portion of an identifier of a first counterparty to an exchange of data. The apparatus may perform operations determine a second counterparty to the data exchange based on at least one of a current geographic position of the first device, a first element of profile data associated with the first device, or the received portion of the first counterparty identifier, and may transmit an identifier of the second counterparty to the device. The device may execute an application program that presents the second counterparty identifier within a corresponding portion of an interface associated with the data exchange.
    Type: Application
    Filed: July 17, 2018
    Publication date: January 23, 2020
    Inventors: Robert Kyle MILLER, Sonja TORBICA, Helene Nicole ESPOSITO, Harrison Michael James REILLY, Matta WAKIM, Kyryll ODOBETSKIY, Dexter Lamont FICHUK, Adam Douglas MCPHEE, Omas ABDULLAH
  • Publication number: 20200005258
    Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that, among other things, automatically generate and populate digital interfaces based on adaptively processed image data captured by a network-connected device operating within a computing environment. For example, an apparatus may receive, from a device, a first signal that includes image data identifying a document associated with a data exchange capable of initiation by the device. The apparatus may detect, within a first portion of the image data, a presence of first textual content associated with a first parameter of the data exchange, extract a first value characterizing the first parameter from the first textual content, and generate and transmit a second signal that includes the first value to the device. The second signal includes information that instructs the device to display the first value within a portion of an interface corresponding to the first parameter.
    Type: Application
    Filed: June 27, 2018
    Publication date: January 2, 2020
    Inventors: Robert Kyle MILLER, Sonja Torbica, Helene Nicole Esposito, Harrison Michael James Reilly, Matta Wakim, Kyryll Odobetskiy, Dexter Lamont Fichuk, Adam Douglas Mcphee, Omas Abdullah, Patrick Jian Hong Hum
  • Publication number: 20190392515
    Abstract: A device and method for management of an account. An event placement timeline is displayed. Account events are shown along the timeline. A preferred event time range or “safe zone” is shown along the timeline. The “safe zone” is the portion of the month during which it is safe to schedule certain events, like bill payments, with lower risk of NSF, overdraft or the like. The user moves a movable object into the “safe zone” to reschedule the account event in the “safe zone”, and the settings of the account are modified to automatically execute the account event at that time.
    Type: Application
    Filed: September 4, 2019
    Publication date: December 26, 2019
    Inventors: Rajeev Kumar GANDHI, Robert Kyle MILLER, Paul Mon-Wah CHAN, John Jong Suk LEE, Rakesh Thomas JETHWA
  • Publication number: 20190370893
    Abstract: A computing device and method for managing an account. A computer displays a historical timeline and an event placement timeline. Past events are shown along the historical timeline, and future events along the event placement timeline. The computer suggest a change to the timing of one of the events. The user moves a movable object to the proposed timing to reschedule the event. The settings of the account are modified to automatically execute that event at the new timing.
    Type: Application
    Filed: August 15, 2019
    Publication date: December 5, 2019
    Inventors: Rajeev Kumar GANDHI, Robert Kyle MILLER, Paul Mon-Wah CHAN, John Jong Suk LEE, Rakesh Thomas JETHWA
  • Patent number: 10445824
    Abstract: A device and method for management of an account. An event placement timeline is displayed. Account events are shown along the timeline. A preferred event time range or “safe zone” is shown along the timeline. The “safe zone” is the portion of the month during which it is safe to schedule certain events, like bill payments, with lower risk of NSF, overdraft or the like. The user moves a movable object into the “safe zone” to reschedule the account event in the “safe zone”, and the settings of the account are modified to automatically execute the account event at that time.
    Type: Grant
    Filed: October 11, 2016
    Date of Patent: October 15, 2019
    Assignee: The Toronto-Dominion Bank
    Inventors: Rajeev Kumar Gandhi, Robert Kyle Miller, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa
  • Patent number: 10424012
    Abstract: A computing device and method for managing an account. A computer displays a historical timeline and an event placement timeline. Past events are shown along the historical timeline, and future events along the event placement timeline. The computer suggest a change to the timing of one of the events. The user moves a movable object to the proposed timing to reschedule the event. The settings of the account are modified to automatically execute that event at the new timing.
    Type: Grant
    Filed: October 11, 2016
    Date of Patent: September 24, 2019
    Assignee: The Toronto-Dominion Bank
    Inventors: Rajeev Kumar Gandhi, Robert Kyle Miller, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa
  • Publication number: 20180101902
    Abstract: A device and method for management of an account. An event placement timeline is displayed. Account events are shown along the timeline. A preferred event time range or “safe zone” is shown along the timeline. The “safe zone” is the portion of the month during which it is safe to schedule certain events, like bill payments, with lower risk of NSF, overdraft or the like. The user moves a movable object into the “safe zone” to reschedule the account event in the “safe zone”, and the settings of the account are modified to automatically execute the account event at that time.
    Type: Application
    Filed: October 11, 2016
    Publication date: April 12, 2018
    Inventors: Rajeev Kumar GANDHI, Robert Kyle MILLER, Paul Mon-Wah CHAN, John Jong Suk LEE, Rakesh Thomas JETHWA
  • Publication number: 20180101903
    Abstract: A computing device and method for managing an account. A computer displays a historical timeline and an event placement timeline. Past events are shown along the historical timeline, and future events along the event placement timeline. The computer suggest a change to the timing of one of the events. The user moves a movable object to the proposed timing to reschedule the event. The settings of the account are modified to automatically execute that event at the new timing.
    Type: Application
    Filed: October 11, 2016
    Publication date: April 12, 2018
    Inventors: Rajeev Kumar Gandhi, Robert Kyle MILLER, Paul Mon-Wah CHAN, John Jong Suk LEE, Rakesh Thomas JETHWA
  • Publication number: 20170124541
    Abstract: The present disclosure involves systems, software, and computer-implemented methods for implementing a data transfer control based on information received from connected devices. In one instance, operations include loading an expected usage amount for a group of connected devices. Signals representing actual usage amounts associated with the group are received from at least device in the group. The actual usage amounts can be compared to the expected usage amount. An authorization of at least one payment-related action associated with the at least one group of connected devices is automatically transmitted to a payment system in response to determining that the usage amount is less than or equal to the expected amount, and at least one instruction to perform a corrective action associated with the group is automatically transmitted to at least one connected device of the group in response to determining that the actual amount exceeds the expected amount.
    Type: Application
    Filed: October 5, 2016
    Publication date: May 4, 2017
    Inventors: Garima Aggarwal, Jonathan K. Barnett, Roisin Lara Fritz, Robert Kyle Miller, Paul Mon-Wah Chan, John Jong-Suk Lee, Orin DelVecchio