Abstract: A system and method for real time dissemination of information is provided. One server receives and data bases the information while another server disseminates the information; instead of one server receiving the information, data basing the information, and dissemination the information to all users requesting the information.

Abstract: A system and method for real time dissemination of information is provided. One server receives and data bases the information while another server disseminates the information; instead of one server receiving the information, data basing the information, and disseminating the information to all users requesting the information.

Abstract: Standard telecommunications devices are used to initiate and complete transfer of funds from a purchaser account to a vendor or seller account. The device is a standard device not dedicated to the payment system. The customer will initially set up an account by accessing a specified telephone number and registering as a user. This permits the customer to then complete any financial transaction with other registered users by using the keypad input function on the device to enter the details of a transaction, the information being electronically transmitted to a central management system. The central management system will then communicate the transaction to the customer's chosen financial institution as an “on-line” transaction. The transaction is completed and funds are transferred to the central management system. The central management system then automatically transfers the funds to the account of a member vendor.

Abstract: Method and apparatus for real time dissemination of information whereas one server receives and data bases the information while another server disseminates the information; instead of one server receiving the information, data basing the information, and dissemination the information to all users requesting the information.