Patents by Inventor Robert Lee Black
Robert Lee Black has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12670754Abstract: The present disclosure is related to a system including a communication component and a processor coupled to the communication component. The processor may collect user input data indicative of skills for providing vehicle towing services from users, receive driving behavior data associated with each user, build a model indicative of an expected location of each user based on the user input data and the driving behavior data, receive a request for a vehicle towing service associated with a vehicle from a computing device, identify a user for performing the vehicle towing service based on the driving behavior data, send a notification to an additional computing device to request a confirmation that the user agrees to perform the vehicle towing service, send a location of the vehicle to the additional computing device, and transfer a digital key to the additional computing device to access the vehicle.Type: GrantFiled: October 21, 2024Date of Patent: June 30, 2026Assignee: United Services Automobile Association (USAA)Inventors: Robert Lee Black, Timothy Blair Chalmers, Zachery C. Lake, Justin Dax Haslam, Matthew Robert Byrd
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Patent number: 12614185Abstract: A tracking system includes one or more processors configured to receive purchase data related to a purchase being attempted by a user, determine a purchase score for the purchase based on characteristics of one or more items of the purchase, and determine a change to an overall purchase score for the user that would occur upon completion of the purchase. The one or more processors are also configured to provide, prior to the completion of the purchase and via a purchase device of the user, an output that indicates the change.Type: GrantFiled: October 27, 2022Date of Patent: April 28, 2026Assignee: United Services Automobile Association (USAA)Inventors: Arthur Quentin Smith, Oscar Guerra, Timothy Blair Chalmers, Noe Alberto Martinez, Justin Dax Haslam, Robert Lee Black
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Patent number: 12572982Abstract: The embodiments described herein relate to systems and methods for providing insurance-related in metaverses. For example, a metaverse user affiliation system may be used to continuously monitor data relating to activity of a metaverse user with respect to one or more metaverses, to automatically generate insurance-related data to be presented to the metaverse user via the one or more metaverses based at least in part on the data relating to the activity of the metaverse user with respect to the one or more metaverses, and to transmit the insurance-related data to one or more metaverse servers to enable presentation of the insurance-related data to the metaverse user via the one or more metaverses.Type: GrantFiled: September 26, 2023Date of Patent: March 10, 2026Assignee: United Services Automobile Association (USAA)Inventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12567077Abstract: The embodiments described herein relate to systems and methods for identifying and promoting user affiliations in metaverses. For example, a metaverse user affiliation system may be used to continuously monitor data relating to activity of a metaverse user with respect to one or more metaverses, to determine one or more user affiliations of the metaverse user based at least in part on the data relating to the activity of the metaverse user, to generate data relating to affiliation information based at least in part on the one or more user affiliations of the metaverse user, and to transmit the data relating to the affiliation information to the one or more metaverses to enable presentation of the affiliation information to the metaverse user via the one or more metaverses.Type: GrantFiled: September 28, 2022Date of Patent: March 3, 2026Assignee: United Services Automobile Association (USAA)Inventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12551799Abstract: Systems and methods for promoting games and incentivization to metaverse users. For example, a metaverse user affiliation system may be used to continuously monitor data relating to activity of a metaverse user with respect to one or more metaverses; to automatically generate game-related data to be presented to the metaverse user via the one or more metaverses based at least in part on the data relating to the activity of the metaverse user with respect to the one or more metaverses, wherein the game-related data relates to a virtual game being played by a plurality of metaverse users, and wherein the virtual game relates to personal behavior of the plurality of metaverse users with respect to the one or more metaverses; and to transmit the game-related data to one or more metaverse servers to enable presentation of the game-related data to the metaverse user via the one or more metaverses.Type: GrantFiled: April 24, 2023Date of Patent: February 17, 2026Assignee: United Services Automobile Association (USAA)Inventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12547964Abstract: Systems and method described herein include a member assessment and improvement system configured to receive data relating to personal activity of one or more members of an organization; to assess performance of the personal activity of the one or more members based at least in part on the data relating to the personal activity; to generate game-related data based at least in part on the performance of the personal activity of the one or more members; and to transmit one or more command signals to one or more game applications being executed by one or more electronic devices associated with the one or more members to display the game-related data via the one or more game applications.Type: GrantFiled: November 29, 2022Date of Patent: February 10, 2026Assignee: United Services Automobile Association (USAA)Inventors: Jose L. Romero, Jr., Andre Rene Buentello, Matthew Robert Byrd, Mounica Urity, Sayeef Rahim, Timothy Blair Chalmers, Robert Lee Black, Ashley Raine Philbrick
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Patent number: 12423403Abstract: Aspects of the present disclosure are directed to systems and methods for preventing spam communications. Implementations can implement an access control list that a communicator (e.g., a user device sending a text message, making a phone call, etc.) must be on in order to complete the communication with a recipient. If they are not on the access control list, the communicator can be prevented from sending the communication to the recipient, redirected to a registration process, or the communication can be tagged with an unverified status flag. In some implementations, the access control list can include a recipient's contacts, contacts of the recipient's contacts, authenticated entities (e.g., users and/or companies), previously verified entities, etc. In some implementations, a recipient can give out a temporary extension that a communicator can enter to complete communications with the recipient for a certain amount of time or for a certain number of uses.Type: GrantFiled: February 23, 2023Date of Patent: September 23, 2025Assignee: UIPCO, LLCInventors: Edward Manuel Alonzo, III, Robert Lee Black, Sydney Ann Conrad-Cook, Madhusudhana Rao Abburi, Janelle Denice Dziuk, Carlos J P Chavez
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Patent number: 12400025Abstract: The embodiments described herein relate to systems and methods for managing or providing privacy in metaverses and/or to providing protection of a user within metaverses. In certain embodiments, a metaverse user privacy system may be used to prevent or discourage user data or private information from being compromised. Such limitations or prohibitions may be applied or enforced based on various factors, such as privacy or security settings specified by a user. In further aspects, the presently described techniques may facilitate protecting a user from known or suspected “bad” actors or from entering portions of the metaverse presenting risks to the user. Similarly, in further aspects the presently described techniques may be implemented as configurable parental controls, allowing a parent or guardian to configure or specify the types on interactions and risks a child may be exposed to in metaverses.Type: GrantFiled: January 26, 2023Date of Patent: August 26, 2025Assignee: UIPCO, LLCInventors: Timothy Blair Chalmers, Robert Lee Black, Subhalakshmi Selvam, Shayla Leigh Callis, Roberto Virgillio Jolliffe, Timothy Benjamin Czerlinsky, Sean Michael Wayne Craig
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Patent number: 12340328Abstract: The present disclosure is related to a roadside assistance system that may utilize crowdsourcing to collect and monitor user data, such as user input and user behavior, to build a machine learning model. In response to receiving a request for roadside assistance from a driver, the roadside assistance system may utilize the machine learning model to identify a suitable user who may provide the requested roadside assistance within a suitable time, and guide the identified suitable user to a location of the requesting driver to perform the requested roadside service. Furthermore, the roadside assistance system may direct suitable user to supply locations to pick up certain supplies for the requested roadside service. Additionally, the roadside assistance system may utilize crowdsourcing to provide rental vehicles to users.Type: GrantFiled: July 26, 2022Date of Patent: June 24, 2025Assignee: United Services Automobile Association (USAA)Inventors: Robert Lee Black, Timothy Blair Chalmers, Zachery C. Lake, Justin Dax Haslam, Matthew Robert Byrd
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Patent number: 12333656Abstract: A method may include receiving, by a software application that may execute on a mobile device associated with an individual operating a vehicle, operational data associated with operation of the vehicle. The method may also include predicting, by the software application, one or more activities that the individual is expected to perform with respect to operation of the vehicle based at least in part on the operational data, and providing, by the software application via the mobile device, an indication of a recommendation to perform the one or more activities.Type: GrantFiled: September 28, 2022Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Jose L. Romero, Jr., Andre Rene Buentello, Matthew Robert Byrd, Mounica Urity, Sayeef Rahim, Timothy Blair Chalmers, Robert Lee Black, Ashley Raine Philbrick
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Patent number: 12333365Abstract: Chip cards that are protected from unauthorized access to information and instructions stored in the chip card's chip by unauthorized persons using illicit devices that emulate chip readers to interrogate the chips in chip cards and obtain or download confidential data stored in the chips. The chip cards are disabled when not ready to be used, such that the chips cannot be accessed by illicit devices, thus protecting the chip card owner and/or issuer from potential losses.Type: GrantFiled: August 15, 2023Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Robert Lee Black, Matthew Ryan Santacroce, Andre Rene Buentello, Jose L. Romero, Jr., Timothy Blair Chalmers, Samip Dilip Mehra
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Patent number: 12315352Abstract: A method may include receiving, via at least one processor, alert data that may include an alert associated with a vehicle identifier of an additional vehicle and location data. The method may then include cross referencing the alert data with image data to identify a match between the alert data and the image data, such that the image data is acquired over a period of time by one or more image sensors coupled to a vehicle. The method may also include presenting a notification via an electronic display of the vehicle in response to identifying a match between the alert data and the image data.Type: GrantFiled: March 30, 2023Date of Patent: May 27, 2025Assignee: United Services Automobile Association (USAA)Inventors: Arthur Quentin Smith, Oscar Guerra, Robert Lee Black, Timothy Blair Chalmers, Justin Dax Haslam, Noe Alberto Martinez, Jon D. McEachron
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Patent number: 12282570Abstract: The current embodiments include systems and techniques for sharing information between vendors where the information is siloed due organizational constraints. Vendors that provide services for one entity of an organization may be unknown to another entity within the same organization. The systems and techniques provided herein facilitate sharing of this information of the vendor across various entities in the organization.Type: GrantFiled: March 2, 2022Date of Patent: April 22, 2025Assignee: United Services Automobile Association (USAA)Inventors: David M. Jones, Jr., Robert Lee Black, Timothy Blair Chalmers, Gideon Bowie Luck, Sumita T. Jonak, Ana Rosa Maldonado, Oscar Roberto Tijerina
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Patent number: 12260753Abstract: A method includes receiving, via at least one processor, data from a plurality of data sources disposed within an area, the data including area data, emergency event data, and emergency resource data; generating, via the at least one processor, based on the data, a visualization including a graphical representation of the area based on the area data, the emergency event data, the emergency resource data, or any combination thereof; determining, based on an interaction with the visualization, an emergency response plan for a vehicle, wherein the response plan includes an evacuation plan; sending the emergency response plan to a vehicle system associated with the vehicle, wherein the vehicle system is configured to: determine a location associated with the emergency response plan; determine a route to the location; and send instructions to one or more traffic assets along the route to the location, the instructions configured to cause the one or more traffic assets to adjust one or more signals.Type: GrantFiled: March 29, 2023Date of Patent: March 25, 2025Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)Inventors: Arthur Quentin Smith, Oscar Guerra, Robert Lee Black, Timothy Blair Chalmers, Justin Dax Haslam, Noe Alberto Martinez, Jon D. McEachron
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Patent number: 12185133Abstract: Techniques provided herein employ a mesh network of wireless communication-enabled devices to monitor activity in a geographical area, such as a neighborhood or a parking lot. To this end, the mesh network monitoring system collects data about the devices found in the mesh network and establishes an expected activity level, which is used as a reference for comparing and classifying a current activity level. If the current activity level deviates significantly from the expected activity level, it may be classified as an unusual event. Upon detecting an unusual event, the mesh monitoring network may output a notification sent to the users of the devices in the mesh network. The mesh network monitoring system may help drivers determine availability of parking spots on a parking lot.Type: GrantFiled: February 24, 2023Date of Patent: December 31, 2024Assignee: United Services Automobile Association (USAA)Inventors: Arthur Quentin Smith, Oscar Guerra, Timothy Blair Chalmers, Noe Alberto Martinez, Justin Dax Haslam, Robert Lee Black, Jon D. McEachron
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Patent number: 12184599Abstract: Embodiments of the present disclosure include systems and methods for managing group information such as electronic mail (i.e., email) communications, text message communications (e.g., including instant messaging), calendar entries, contact information, and so forth, to improve communication effectiveness between members of a group (e.g., a group of an organization, such as a company, school, and so forth). For example, the embodiments described herein include prioritizing certain subsets of group information management data associated with a particular member of the group, to provide certain subsets of group information management data associated with the particular member of the group during a time period that is determined based at least in part on prior activity (e.g., prior usage habits) of the particular member, and to recommend suggested time periods to interact with the particular member of the group to other members of the group based at least in part on the prior activity.Type: GrantFiled: April 20, 2022Date of Patent: December 31, 2024Assignee: United Services Automobile Association (USAA)Inventors: David M. Jones, Jr., Robert Lee Black, Timothy Blair Chalmers, Gideon Bowie Luck, Sumita T. Jonak, Ana Rosa Maldonado, Oscar Roberto Tijerina
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Patent number: 12160430Abstract: Embodiments are described herein for systems and methods for continuously monitoring an electronic device to determine if tampering is possibly occurring with respect to the electronic device. For example, in certain embodiments, a hardware monitoring device may be configured to be communicatively coupled to the electronic device, and to transmit a command signal indicative of a network connectivity alarm to the electronic device in response to detecting that the hardware monitoring device has lost connection with a communication network. In addition, in certain embodiments, the hardware monitoring device may also be configured to indirectly couple the electronic device to a power source, and to transmit a command signal indicative of a tampering alarm in response to detecting that the hardware monitoring device has lost connection with the power source.Type: GrantFiled: June 22, 2021Date of Patent: December 3, 2024Assignee: United Services Automobile Association (USAA)Inventors: Thomas Wayne Schwarz, Jr., Sean Carl Mitchem, Timothy Blair Chalmers, Robert Lee Black, Gideon Bowie Luck
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Patent number: 12159126Abstract: Techniques are provided herein to identify unused computer code in a computer code corpus. Execution tracking characteristics may be used to identify unused code branches within the computer code corpus. A notification may be provided, indicating the unused code along with an option for easy removal.Type: GrantFiled: July 18, 2022Date of Patent: December 3, 2024Assignee: United Services Automobile Association (USAA)Inventors: David M. Jones, Jr., Robert Lee Black, Timothy Blair Chalmers, Gideon Bowie Luck, Sumita T. Jonak, Ana Rosa Maldonado, Oscar Roberto Tijerina
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Patent number: 12142097Abstract: The present disclosure is related to a system including a communication component and a processor coupled to the communication component. The processor may collect user input data indicative of skills for providing vehicle towing services from users, receive driving behavior data associated with each user, build a model indicative of an expected location of each user based on the user input data and the driving behavior data, receive a request for a vehicle towing service associated with a vehicle from a computing device, identify a user for performing the vehicle towing service based on the driving behavior data, send a notification to an additional computing device to request a confirmation that the user agrees to perform the vehicle towing service, send a location of the vehicle to the additional computing device, and transfer a digital key to the additional computing device to access the vehicle.Type: GrantFiled: July 28, 2022Date of Patent: November 12, 2024Assignee: United Services Automobile Association (USAA)Inventors: Robert Lee Black, Timothy Blair Chalmers, Zachery C. Lake, Justin Dax Haslam, Matthew Robert Byrd
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Patent number: 12079115Abstract: A system including a development environment data store configured to store development environment data associated with development computer code and a production environment data store configured to store production environment data pertaining to one or more electronic services. The system includes a scenario builder computer is configured to identify one or more scenario parameters relevant to the development computer code, the one or more scenario parameters comprising less than a full set of available scenario parameters and provides the one or more scenario parameters to a scrubber computer.Type: GrantFiled: March 9, 2022Date of Patent: September 3, 2024Assignee: United Services Automobile Association (USAA)Inventors: Robert Lee Black, Timothy Blair Chalmers, Sumita T. Jonak, David M. Jones, Jr., Gideon Bowie Luck, Ana Rosa Maldonado, Oscar Roberto Tijerina