Abstract: A payment processor acting on behalf of a third party administrator to make payment on an adjudicated claim makes a straight through payment to an acquirer for a health care provider's merchant account. Via the authorization process, the payment processor generates an authorization code which is returned to the health care provider on its merchant statement for the payment. Concurrently, the remittance advice from the third party administrator is linked to the same authorization code as the payment by the payment processor which sends the advice in an 835-formatted transmission to the health care provider. Thus, the remittance advice may be linked (reconciled) with the payment on the merchant statement by the common authorization code.

Abstract: Like many credit card payments, virtual card payments are subject to fraudulent transactions. To lower this possibility, data collected from a settlement transaction is stored including a merchant category code, a tax identification number, a merchant identification and an IP address of the processing terminal. Subsequent payments from the same payor to the same payee are verified against the previous settlement transaction data to minimize the possibility of fraud.

Abstract: A payment intermediary vaults credit card data of a consumer for regular, simplified payments to one or more merchants. Consumer authorizes intermediary to charge the credit card so that intermediary can, in turn, pay a selected merchant. Intermediary tracks the interchange fees incurred on the first card transaction (between consumer and intermediary) and then automatically selects a payment card account with a higher interchange rate than that incurred on the first card transaction to pay merchant.

Abstract: Like many credit card payments, virtual card payments are subject to fraudulent transactions. To lower this possibility, data collected from a settlement transaction is stored including a merchant category code, a tax identification number, a merchant identification and an IP address of the processing terminal. Subsequent payments from the same payor to the same payee are verified against the previous settlement transaction data to minimize the possibility of fraud.

Abstract: A payment processor acting on behalf of a third party administrator to make payment on an adjudicated claim makes a straight through payment to an acquirer for a health care provider's merchant account. Via the authorization process, the payment processor generates an authorization code which is returned to the health care provider on its merchant statement for the payment. Concurrently, the remittance advice from the third party administrator is linked to the same authorization code as the payment by the payment processor which sends the advice in an 835-formatted transmission to the health care provider. Thus, the remittance advice may be linked (reconciled) with the payment on the merchant statement by the common authorization code.

Abstract: Like many credit card payments, virtual card payments are subject to fraudulent transactions. To lower this possibility, data collected from a settlement transaction is stored including a merchant category code, a tax identification number, a merchant identification and an IP address of the processing terminal. Subsequent payments from the same payor to the same payee are verified against the previous settlement transaction data to minimize the possibility of fraud.

Abstract: A dry-particulate monitoring system for a machine that distributes dry-particulate to the ground by metering product into a flowing airstream. The airstream is diverted into several tubes mounted on booms covering some horizontal distance. At the end of each tube is a deflector designed to direct the flow of material to a desired location with a particular coverage. An acoustic-based sensor of the preferred embodiment is placed on each deflector to detect material flowing through each tube or pipe or against the deflector. The information that is gathered from the sensors is sent to the dry-particulate spreader operator, who is able to view the real time operation of the dry-particulate flow. The system may be capable of detecting presence or absence of flow (i.e., blockage), or may detect variance of flow in individual pipes over time, or variances of flow between different pipes.

Abstract: An RF communications (COMM) system includes a COMM antenna connected to a signal processing unit including a multi-channel analog navigation/communications (NAV/COMM) transceiver and an analog COMM transmitter. The system is configured for switching between the transceiver and the transmitter, based on preprogrammed parameters including prioritizing signals based on keywords, system location and other parameters. An aircraft application is disclosed. A global navigation satellite subsystem (GNSS) subsystem can be connected to the signal processing unit for locating the telecommunications system. A method includes the steps of providing an RF communications system for aircraft and other applications.

Abstract: A payment intermediary vaults credit card data of a consumer for regular, simplified payments to one or more merchants. Consumer authorizes intermediary to charge the credit card so that intermediary can, in turn, pay a selected merchant. Intermediary tracks the interchange fees incurred on the first card transaction (between consumer and intermediary) and then automatically selects a payment card account with a higher interchange rate than that incurred on the first card transaction to pay merchant.

Abstract: An ADS-B transponder system is associated with a vehicle including a transponder. The system includes a universal access transceiver (UAT) subsystem configured for detecting and responding to an interrogation signal by broadcasting a signal representing a vehicle parameter. The interrogation signal can be detected by monitoring current fluctuations in a power bus on the vehicle. The UAT subsystem is connected to a smart antenna configured for transmitting and receiving ADS-B signals. In an aircraft (A/C) application the vehicle parameter can comprise squawk code, altitude, heading vector, airspeed and other flight data.

Abstract: A method for facilitating the delivery of electronic funds and conveying an explanation of benefits (EOB) to a service provider is described herein. A claim for payment by a service provider (such as a physician's office) is adjudicated by a third party administrator which authorizations payment in an amount and also provides an EOB explaining the payment authorization. A virtual payment card is generated and transmitted to the provider or the merchant acquirer for the provider. When the service provider logs into its merchant portal to view and reconcile payment card deposits, the EOB is viewable with its associated payment deposit record.

Abstract: An RF communications (COMM) system includes a COMM antenna connected to a signal processing unit including a multi-channel analog navigation/communications (NAV/COMM) transceiver and an analog COMM transmitter. The system is configured for switching between the transceiver and the transmitter, based on preprogrammed parameters including prioritizing signals based on keywords, system location and other parameters. An aircraft application is disclosed. A global navigation satellite subsystem (GNSS) subsystem can be connected to the signal processing unit for locating the telecommunications system. A method includes the steps of providing an RF communications system for aircraft and other applications.

Abstract: A payment processor acting on behalf of a third party administrator to make payment on an adjudicated claim makes a straight through payment to an acquirer for a health care provider's merchant account. Via the authorization process, the payment processor generates an authorization code which is returned to the health care provider on its merchant statement for the payment. Concurrently, the remittance advice from the third party administrator is linked to the same authorization code as the payment by the payment processor which sends the advice in an 835-formatted transmission to the health care provider. Thus, the remittance advice may be linked (reconciled) with the payment on the merchant statement by the common authorization code.

Abstract: Like many credit card payments, virtual card payments are subject to fraudulent transactions. To lower this possibility, data collected from a settlement transaction is stored including a merchant category code, a tax identification number, a merchant identification and an IP address of the processing terminal. Subsequent payments from the same payor to the same payee are verified against the previous settlement transaction data to minimize the possibility of fraud.

Abstract: Like many credit card payments, virtual card payments are subject to fraudulent transactions. To lower this possibility, data collected from a settlement transaction is stored including a merchant category code, a tax identification number, a merchant identification and an IP address of the processing terminal. Subsequent payments from the same payor to the same payee are verified against the previous settlement transaction data to minimize the possibility of fraud.

Abstract: A dry-particulate monitoring system for a machine that distributes dry-particulate to the ground by metering product into a flowing airstream. The airstream is diverted into several tubes mounted on booms covering some horizontal distance. At the end of each tube is a deflector designed to direct the flow of material to a desired location with a particular coverage. An acoustic-based sensor of the preferred embodiment is placed on each deflector to detect material flowing through each tube or pipe or against the deflector. The information that is gathered from the sensors is sent to the dry-particulate spreader operator, who is able to view the real time operation of the dry-particulate flow. The system may be capable of detecting presence or absence of flow (i.e., blockage), or may detect variance of flow in individual pipes over time, or variances of flow between different pipes.

Abstract: An ADS-B transponder system is associated with a vehicle including a transponder. The system includes a universal access transceiver (UAT) subsystem configured for detecting and responding to an interrogation signal by broadcasting a signal representing a vehicle parameter. The interrogation signal can be detected by monitoring current fluctuations in a power bus on the vehicle. The UAT subsystem is connected to a smart antenna configured for transmitting and receiving ADS-B signals. In an aircraft (A/C) application the vehicle parameter can comprise squawk code, altitude, heading vector, airspeed and other flight data.

Abstract: A method for facilitating the delivery of electronic funds and conveying an explanation of benefits (EOB) to a service provider is described herein. A claim for payment by a service provider (such as a physician's office) is adjudicated by a third party administrator which authorizations payment in an amount and also provides an EOB explaining the payment authorization. A virtual payment card is generated and transmitted to the provider or the merchant acquirer for the provider. When the service provider logs into its merchant portal to view and reconcile payment card deposits, the EOB is viewable with its associated payment deposit record.

Abstract: An aviation transponder system comprising a permanently-mounted antenna, a permanently-mounted receiver module comprising a receiver, a signal splitter, and an external connector, and a portable receiver module, wherein a signal received on the permanently-mounted antenna is passed to the signal splitter of the permanently-mounted receiver module, wherein the signal splitter splits the signal such that the signal is sent to both the receiver and to the external connector, and wherein the portable receiver module is connected to the external connector, whereby the permanently-mounted antenna is used by the receiver of the permanently-mounted receiver module and fed through the permanently-mounted receiver module and made available to the portable receiver module through the external connector.

Abstract: A system and method for straight through payment processing when the merchant is known but the merchant's payment card acquirer is unknown. Payment instructions from a payee to the merchant are normalized for a target acquirer system which is selected either at random, based on business logic and data, or based on successful past straight through payments. Payments are attempted for each acquirer successively until a successful payment notification is received. The link to the merchant and acquirer is then saved for subsequent straight through payments to that merchant.