Patents by Inventor Robert M. Krughoff

Robert M. Krughoff has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20160314521
    Abstract: A tool comparing different health insurance plans. A User can review a plurality of health plans for likely cost, quality, and provider availability. The results are arranged in a table according to selectable criteria, such as actuarially estimated total costs (premiums plus actuarial estimate of out-of-pocket). Actuarial cost estimates are used with one or more of the following: personalized summary quality measures produced by the User's applying personal weights to different aspects of quality; availability of User-selected health care providers indicating if these providers participate in each listed plan; information on the costs and quality of available health care providers; ability for User to adjust actuarial estimates based on User-predicted health care conditions, procedures, and products; and ability for User to adjust premiums based on User preference as to whether to accept the full available subsidy. User can sort, filter, and select plans based on displayed features.
    Type: Application
    Filed: July 5, 2016
    Publication date: October 27, 2016
    Inventors: Robert M. KRUGHOFF, Robert M. ELLIS, Phyo WIN, Walton J. Francis
  • Publication number: 20140114674
    Abstract: A tool comparing different health insurance plans. A User can review a plurality of health plans for likely cost, quality, and provider availability. The results are arranged in a table according to selectable criteria, such as actuarially estimated total costs (premiums plus actuarial estimate of out-of-pocket). Actuarial cost estimates are used with one or more of the following: personalized summary quality measures produced by the User's applying personal weights to different aspects of quality; availability of User-selected health care providers indicating if these providers participate in each listed plan; information on the costs and quality of available health care providers; ability for User to adjust actuarial estimates based on User-predicted health care conditions, procedures, and products; and ability for User to adjust premiums based on User preference as to whether to accept the full available subsidy. User can sort, filter, and select plans based on displayed features.
    Type: Application
    Filed: October 22, 2012
    Publication date: April 24, 2014
    Inventors: Robert M. Krughoff, Robert M. Ellis, Phyo Win, Walton J. Francis