Patents by Inventor Robert Mauldin

Robert Mauldin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8417625
    Abstract: Apparatus and methods for approving financing for the sale of real estate. The apparatus and methods may involve receiving from a seller, or a seller's agent, information regarding the property so that a financial institution can determine a loan amount before the seller is engaged by a buyer. The financial institution may order from vendors documentation and certification desired or required for closing. The financial institution may issue a seal certifying that the financial institution has pre-approved a loan in a stated amount. The amount may be subject to change based on the qualifications of a buyer.
    Type: Grant
    Filed: October 27, 2008
    Date of Patent: April 9, 2013
    Assignee: Bank of America Corporation
    Inventors: Sudeshna Bannerjee, Robert Caruso, Michael Kelly, Kim Barbour, Debashis Ghosh, Robert Mauldin, Robert Huber Eshleman, Timothy O'Brien
  • Patent number: 8229843
    Abstract: A method for debt protection or cancellation may include providing an addendum for a debt protection or cancellation product for inclusion in a debt instrument. The method may also include serving the debt protection and cancellation product in response to a borrower purchasing the debt protection and cancellation product.
    Type: Grant
    Filed: June 25, 2004
    Date of Patent: July 24, 2012
    Assignee: Bank of America Corporation
    Inventors: Jerome Breslin, Robert Sunris, J. Keith Pellerin, Katharina Mumford, Robert Mauldin, David Curren
  • Publication number: 20100106639
    Abstract: Apparatus and methods for approving financing for the sale of real estate. The apparatus and methods may involve receiving from a seller, or a seller's agent, information regarding the property so that a financial institution can determine a loan amount before the seller is engaged by a buyer. The financial institution may order from vendors documentation and certification desired or required for closing. The financial institution may issue a seal certifying that the financial institution has pre-approved a loan in a stated amount. The amount may be subject to change based on the qualifications of a buyer.
    Type: Application
    Filed: October 27, 2008
    Publication date: April 29, 2010
    Applicant: Bank of America
    Inventors: Sudeshna Banerjee, Robert Caruso, Michael Kelly, Kim Barbour, Debashis Ghosh, Robert Mauldin, Robert Huber Eshleman, Timothy O'Brien
  • Publication number: 20050289044
    Abstract: A method for debt protection or cancellation may include providing an addendum for a debt protection or cancellation product for inclusion in a debt instrument. The method may also include serving the debt protection and cancellation product in response to a borrower purchasing the debt protection and cancellation product.
    Type: Application
    Filed: June 25, 2004
    Publication date: December 29, 2005
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Jerome Breslin, Robert Sunris, J. Pellerin, Katharina Mumford, Robert Mauldin, David Curren
  • Patent number: D370081
    Type: Grant
    Filed: May 26, 1995
    Date of Patent: May 21, 1996
    Inventor: Robert Mauldin