Patents by Inventor Robert Northrop

Robert Northrop has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Methods of securing a paper check, and methods of constructing a secure paper check
    Patent number: 10475004
    Abstract: For a consumer having a bank checking account but who is without a preprinted paper check, a signed paper check is electronically constructed for the consumer on a transaction basis, by a computer system. The system captures GPS location from the consumer's phone and prints numerical GPS coordinates onto the check as part of electronically constructing the signed check. One usage context is a system used by creditors obtaining payment from debtors who are overdue on their accounts.
    Type: Grant
    Filed: October 21, 2015
    Date of Patent: November 12, 2019
    Assignee: EFT NETWORK, INC.
    Inventors: Steven Davis, Seth Oestreicher, Robert Northrop, Martin Klamen
  • Methods of constructing a paper check
    Patent number: 10289985
    Abstract: For a consumer having a bank checking account but who is without a preprinted paper check, a paper check is electronically constructed for the consumer on a transaction basis.
    Type: Grant
    Filed: September 15, 2015
    Date of Patent: May 14, 2019
    Assignee: EFT NETWORK, INC.
    Inventors: Steven Davis, Seth Oestreicher, Robert Northrop, Martin Klamen
  • Methods of Constructing a Paper Check
    Publication number: 20170076402
    Abstract: For a consumer having a bank checking account but who is without a preprinted paper check, a paper check is electronically constructed for the consumer on a transaction basis.
    Type: Application
    Filed: October 21, 2015
    Publication date: March 16, 2017
    Inventors: Steven Davis, Seth Oestreicher, Robert Northrop, Martin Klamen
  • Methods of Constructing a Paper Check
    Publication number: 20170076257
    Abstract: For a consumer having a bank checking account but who is without a preprinted paper check, a paper check is electronically constructed for the consumer on a transaction basis.
    Type: Application
    Filed: September 15, 2015
    Publication date: March 16, 2017
    Inventors: Steven Davis, Seth Oestreicher, Robert Northrop, Martin Klamen