Patents by Inventor Robert Oros

Robert Oros has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for integrating investment advice with financial account statement information
    Patent number: 7949592
    Abstract: A method and system which provides for generating an integrated report. The method and system utilize information in a data storage system to provide individual account holders with an integrated report which includes detailed information regarding the financial account, and integrates financial planning recommendation information with the information regarding the financial account. Typically, the information regarding the financial account will be of sufficient detail so that a separate account statement need not be sent to the individual. The system and method herein provide individual account holders with a single report which provides the individual with financial account information, and financial planning advice, utilizing data available in a data storage system. Thus, the individual need not seek out advice, rather it is proactively delivered to the individual.
    Type: Grant
    Filed: September 16, 2010
    Date of Patent: May 24, 2011
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Robert Oros
  • Method and system for integrating investment advice with financial account statement information
    Patent number: 7822671
    Abstract: A method and system which provides for generating an integrated report. The method and system utilize information in a data storage system to provide individual account holders with an integrated report which includes detailed information regarding the financial account, and integrates financial planning recommendation information with the information regarding the financial account. Typically, the information regarding the financial account will be of sufficient detail so that a separate account statement need not be sent to the individual. The system and method herein provide individual account holders with a single report which provides the individual with financial account information, and financial planning advice, utilizing data available in a data storage system. Thus, the individual need not seek out advice, rather it is proactively delivered to the individual.
    Type: Grant
    Filed: March 27, 2008
    Date of Patent: October 26, 2010
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Robert Oros
  • Method and system for integrating investment advice with financial account statement information
    Patent number: 7383218
    Abstract: A method and system which provides for generating an integrated report. The method and system utilize information in a data storage system to provide individual account holders with an integrated report which includes detailed information regarding the financial account, and integrates financial planning recommendation information with the information regarding the financial account. Typically, the information regarding the financial account will be of sufficient detail so that a separate account statement need not be sent to the individual. The system and method herein provide individual account holders with a single report which provides the individual with financial account information, and financial planning advice, utilizing data available in a data storage system. Thus, the individual need not seek out advice, rather it is proactively delivered to the individual.
    Type: Grant
    Filed: July 31, 2002
    Date of Patent: June 3, 2008
    Assignee: Charles Schwab & Co., Inc.
    Inventor: Robert Oros