Abstract: A data processing apparatus for processing network data transmitted from a plurality of remote, distributed terminal devices, comprising: a logic processing device that: accesses, over one or more distributed networks, instructions that define initialization of a process of determining multi-user network sources and that specify to allocate one or more portions of a virtual record among the multi-user network sources by automatically simulating a digital exchange process in which the data processing apparatus is a receiving source to receive at least one of the one or more portions by a processing network.

Abstract: A data processing apparatus for processing network data transmitted from a plurality of remote, distributed terminal devices, comprising: a logic processing device that: accesses, over one or more distributed networks, instructions that define initialization of a process of determining multi-user network sources and that specify to allocate one or more portions of a virtual record among the multi-user network sources by automatically simulating a digital exchange process in which the data processing apparatus is a receiving source to receive at least one of the one or more portions by a processing network.

Abstract: A data processing apparatus for processing network data transmitted from a plurality of remote, distributed terminal devices, comprising: a logic processing device that: accesses, over one or more distributed networks, instructions that define initialization of a process of determining multi-user network sources and that specify to allocate one or more portions of a virtual record among the multi-user network sources by automatically simulating a digital exchange process in which the data processing apparatus is a receiving source to receive at least one of the one or more portions by a processing network.

Abstract: A data processing apparatus for processing network data transmitted from a plurality of remote, distributed terminal devices, comprising: a logic processing device that: accesses, over one or more distributed networks, instructions that define initialization of a process of determining multi-user network sources and that specify to allocate one or more portions of a virtual record among the multi-user network sources by automatically simulating a digital exchange process in which the data processing apparatus is a receiving source to receive at least one of the one or more portions by a processing network.

Abstract: A data processing apparatus for processing network data transmitted from a plurality of remote, distributed terminal devices, comprising: a logic processing device that: accesses, over one or more distributed networks, instructions that define initialization of a process of determining multi-user network sources and that specify to allocate one or more portions of a virtual record among the multi-user network sources by automatically simulating a digital exchange process in which the data processing apparatus is a receiving source to receive at least one of the one or more portions by a processing network.

Abstract: An apparatus includes an eyeglass frame having a lens holder configured to support an eyeglass lens, a temple support having a first end configured to attach to the lens holder and a second end configured to be affixed to a wearers head; and a piercing member positioned on the eyeglass frame.

Abstract: A computer-implemented method includes receiving, from a processing network, a request to approve a transaction, with the request comprising identifying information of a first user who initiated the transaction and an amount of the transaction; determining, based on the identifying information of the first user, that the amount of the transaction is to be allocated among at least a first user account of the first user and a second user account of a second user; determining, based on the amount of the transaction, a first allocation amount that is allocated to the first user account and a second allocation amount that is allocated to the second user account; causing the first user account to be charged the first allocation amount and the second user account to be charged the second allocation amount; and transmitting, to the processing network, information indicative of approval of the transaction.

Abstract: Sunglasses have a frame with a front section containing lenses, and, temple bars having proximal portions hinged to the frame and distal end portions, at least one of the temple bars provided with an opener, preferably at the temple bar distal end portion.