Abstract: A computer-implemented method, including processing information regarding a pinging request regarding a first user, storing information regarding a first location or position of a first cellular telephone in a vicinity of the first user, storing information regarding a second location or position of a second cellular telephone in a vicinity of a second user who is a friend, follower, member, or subscriber, of the first user, determining whether the second location or position is within a pre-determined or pre-set distance, range, or radius, of the first location or position, generating a notification message containing information regarding or identifying the second user and a cellular telephone number of the second cellular telephone or an e-mail address of the second user, and transmitting the notification message to the first cellular telephone.

Abstract: An account security apparatus, including a memory device for storing a limitation or restriction on a use of at least one of a cable television account, an electrical utility account, a gas utility account, a fuel oil utility account, an insurance account, a subscription accounts for a good, product, or service, a health care insurance account, a pharmacy account, a social security account, and a credit report account, transmitted to a receiver from a communication device associated with an individual account holder, and a processing device for processing an authorization request for a transaction or a use of the account. The processing device utilizes the limitation or restriction automatically stored in the memory device in processing the authorization request and generates a signal containing information for authorizing or disallowing the transaction or the use of the account.

Abstract: An apparatus including a memory device for storing a limitation or restriction on an account use received via the Internet and/or World Wide Web and a processing device for determining whether a transaction on the account or a use of a wireless or cellular communication device is authorized, allowed, or disallowed. An apparatus including a processing device for processing information regarding a banking transaction or use of a wireless or cellular communication device and generating a signal containing information regarding the transaction or device use and a transmitter for transmitting the signal to a communication device. An apparatus including a processing device for processing transaction information and generating a signal containing transaction information, and a transmitter for transmitting the signal to a communication device via the Internet and/or World Wide Web independently of transaction processing by a central transaction processing computer.

Abstract: An account security apparatus and method, including a memory device for storing a limitation or restriction on a use of at least one of an account for a calling card, cable television, utility, insurance, subscription, pharmacy, social security, Internet, credit report, and access, or an account associated with an official seal or an organizational seal, wherein the limitation or restriction is transmitted to a receiver from a communication device associated with an individual account holder and automatically received by the receiver, and automatically stored in the memory device, and a processing device for processing an authorization request for a transaction or a use of the account, wherein the processing device utilizes the limitation or restriction automatically stored in the memory device in processing the authorization request, wherein the processing device generates a signal containing information for authorizing or disallowing the transaction or the use of the account.

Abstract: A transaction security apparatus and method including an input device for inputting transaction data, a processing device for processing the transaction data and for generating a first signal corresponding to the transaction, and a transmitter for transmitting the first signal over a communication network directly to a communication device associated with an individual account holder. The communication device provides notification to the individual account holder of the transaction.

Abstract: An apparatus and method for providing security for electronic signatures, including a processor, for processing information corresponding to at least one of a transaction, an agreement, and a contract, involving at least one of an electronic signature, an electronic initial, an electronic identification code, electronic identification information, and electronic identification indicia, and further wherein the processor at least one of generates and transmits a transaction report, wherein the transaction report contains information for providing a notification of a use of the at least one of an electronic signature, an electronic initial, an electronic identification code, electronic identification information, and electronic identification indicia, and a transmitter, for transmitting the transaction report to at least one of at least one of an individual and an entity associated with the at least one of an electronic signature, an electronic initial, an electronic identification code, electronic identificatio

Abstract: A transaction authorization, notification and/or security apparatus, which comprises a device for issuing an authorization request for a transaction, a device for processing the authorization request and for transmitting a first one of a signal, data and information in response to the authorization request and a communication device for receiving said first one of a signal, data and information transmitted by said processing device.

Abstract: An apparatus and method for collecting account transaction information, including a receiver for receiving account transaction information, wherein the account transaction information contains information regarding the transaction and at least one of the identity of and contact information for the at least one of merchant, vendor, bank, financial institution, brokerage firm, electronic money account, communication account provider, electronic information provider, electronic transaction intermediary, involved in the transaction, wherein the receiver receives a request to receive at least one of the account transaction information, the information regarding the transaction, and the at least one of the identity of and contact information for the at least one of merchant, vendor, bank, financial institution, brokerage firm, electronic money account, communication account provider, electronic information provider, electronic transaction intermediary, involved in the transaction, a memory device for storing the ac

Abstract: An apparatus and method for providing account security which includes a receiver for receiving one of a limitation and a restriction on usage of an electronic money account, wherein the one of a limitation and a restriction are received from an account holder, a memory device for storing the one of a limitation and a restriction, and a processor for processing a transaction on the electronic money account in conjunction with the one of a limitation and a restriction. The processor generates a first signal which contains information for one of approving and disapproving the transaction.

Abstract: A transaction security apparatus which comprises a receiver for receiving one of a limitation and a restriction on an account usage, wherein the one of a limitation and a restriction on an account usage are received in real-time from an individual account holder, a memory for storing the one of a limitation and a restriction on an account usage, and a central processing device for processing an authorization request for a transaction on an account in conjunction with the one of a limitation and a restriction on an account usage. The central processing device generates a first signal, wherein the first signal contains information for one of authorizing and disallowing the transaction.

Abstract: A transaction security apparatus which comprises a transaction device, wherein the transaction device one of generates and transmits a first signal in response to a transaction, and a communication device associated with an individual account. The communication device receives the first signal. The communication device generates a second signal which provides a notification to the individual account holder of the transaction. The transaction device transmits the first signal to the communication device. The first signal is transmitted over a communication network directly to the communication device.