Abstract: A system and method for evaluating financial transactions, which may involve credit requests, is provided. Credit requests are categorized into three tiers: the third-tier is for requests capable of being processed by computers, the second-tier is for requests that meet predefined criteria and cannot be categorized as third-tier requests, and the first-tier is for requests that cannot be categorized as second-tier or third-tier requests. The first-tier requests are manually reviewed by a credit executive. The second-tier requests are delegated to more junior credit personnel via an inventive pre-approval procedure. The third-tier requests are processed, at least in part, by computers. Additionally, requests that exceed a credit line, or limit, may be approved by reallocating credit from other credit lines.

Abstract: A two-step press type transfer operation is made practical by a particular rendering of pictorializations for use upon the transfer sheets. A pictorialization should have a major portion of some object in the center of the pictorialization or a portion of a pictorialization in which a segmentation or division of such pictorialization is to be made so that one portion of the pictorialization may be placed upon one transfer sheet and a second portion of the pictorialization placed upon a second transfer sheet. Substantial straight linear portions of such pictorialization of this area are avoided and the division between the two portion of the image are run along nonlinear borders upon the edge of clearly defined structures within the pictorialization.

Abstract: A two-step press type transfer operation is made practical by a particular rendering of pictorializations for use upon the transfer sheets. A pictorialization should have a major portion of some object in the center of the pictorialization or a portion of a pictorialization in which a segmentation or division of such pictorialization is to be made so that one portion of the pictorialization may be placed upon one transfer sheet and a second portion of the pictorialization placed upon a second transfer sheet. Substantial straight linear portions of such pictorialization of this area are avoided and the division between the two portion of the image are run along nonlinear borders upon the edge of clearly defined structures within the pictorialization.