Patents by Inventor Robert W. Stern

Robert W. Stern has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240138294
    Abstract: Various embodiments of a cutting deck assembly and a grounds maintenance vehicle that includes such assembly are disclosed. The assembly includes a top surface and a sidewall extending from the top surface. The top surface and the sidewall partially surround a first cutting chamber and a second cutting chamber. The assembly further includes a channel disposed adjacent a rear portion of the sidewall and extending along a channel axis between a first end and a second end of the channel, where the first end of the channel is connected to an outlet of the first cutting chamber; and a ramp disposed at least partially within the channel and adjacent the second end of the channel. The ramp includes a directing surface that is adapted to deflect at least a portion of clippings that enter the channel from the outlet of the first cutting chamber.
    Type: Application
    Filed: January 10, 2024
    Publication date: May 2, 2024
    Inventors: Robert L. Anderson, Jeffrey W. Stern, Curtis E. Wersal
  • Patent number: 11910748
    Abstract: Various embodiments of a cutting deck assembly and a grounds maintenance vehicle that includes such assembly. The assembly includes a top surface and a sidewall extending from the top surface. The top surface and the sidewall partially surround a first cutting chamber and a second cutting chamber. The assembly further includes a channel disposed adjacent a rear portion of the sidewall and extending along a channel axis between a first end and a second end of the channel, where the first end of the channel is connected to an outlet of the first cutting chamber; and a ramp disposed at least partially within the channel and adjacent the second end of the channel. The ramp includes a directing surface that is adapted to deflect at least a portion of clippings that enter the channel from the outlet of the first cutting chamber.
    Type: Grant
    Filed: September 14, 2020
    Date of Patent: February 27, 2024
    Assignee: THE TORO COMPANY
    Inventors: Robert L. Anderson, Jeffrey W. Stern, Curtis E. Wersal
  • Publication number: 20140188525
    Abstract: A method and system of appraising a life insurance or annuity product includes receiving a request for a life insurance or annuity product and information about a party requesting the life insurance or annuity product; preparing a bid solicitation for the life insurance or annuity product based on the request and information and transmitting the bid solicitation to a plurality of product carriers; a plurality of product carriers submitting initial proposals for providing the life insurance or annuity product; generating ratings for the initial proposals, respectively; and generating appraisals for the initial proposals; and informing the product carriers of the decision.
    Type: Application
    Filed: March 6, 2014
    Publication date: July 3, 2014
    Applicant: Efficient Markets Corporation
    Inventors: Errol O. Kendall, James C. Brooks, JR., Robert W. Stern, Francis De Regnaucourt, Sharyn R. Kohen, Douglas A. French, Charles L. Ratner, Anson J. Glacy, JR.