Patents by Inventor Roberto A. Novoa

Roberto A. Novoa has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240062287
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: October 31, 2023
    Publication date: February 22, 2024
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 11720960
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: March 31, 2021
    Date of Patent: August 8, 2023
    Assignee: Affirm, Inc.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Publication number: 20230107485
    Abstract: Embodiments herein describe systems and methods for automated clinical image quality assessment and uses thereof are provided. Many embodiments provide instructions and feedback for clinically relevant image quality. Several embodiments provide methods to generate a model to assess image quality.
    Type: Application
    Filed: October 3, 2022
    Publication date: April 6, 2023
    Applicant: The Board of Trustees of the Leland Stanford Junior University
    Inventors: Roxana Daneshjou, Kailas Vodrahalli, James Zou, Justin Ko, Roberto A. Novoa, Albert Chiou
  • Publication number: 20230005057
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: September 9, 2022
    Publication date: January 5, 2023
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 11455683
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: August 6, 2021
    Date of Patent: September 27, 2022
    Assignee: AFFIRM, INC.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Publication number: 20210366040
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Application
    Filed: August 6, 2021
    Publication date: November 25, 2021
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Patent number: 11030685
    Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.
    Type: Grant
    Filed: October 22, 2015
    Date of Patent: June 8, 2021
    Assignee: AFFIRM, INC.
    Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
  • Publication number: 20060229675
    Abstract: This present invention provides a surgical rivet, a rivet deployment actuator, a rivet cutting instrument and a method for securing a prosthetic valve to the heart which has the potential to substantially decrease the ischemic time required for valve implantation and allow larger prostheses to be inserted in small annuli. The surgical rivet is comprised of two flexible preformed elements capable of assuming a preconfigured shape once it is delivered and secured with the deployment actuator. The deployment actuator is a reusable instrument that lowers the prosthesis to the annulus, secures the prosthesis with an “O” ring and cuts and deploys the flexible elements so that they rest on the sewing ring of the prosthetic valve. The present invention eliminates the tedious and time-consuming tasks of tying sutures which may be particularly difficult in small annuli. It also automatically cuts the sutures to the appropriate length.
    Type: Application
    Filed: April 6, 2006
    Publication date: October 12, 2006
    Inventors: Roberto Novoa, Ben Donaldson, Tiffany Yang, Philip Hum