Abstract: A secured credit provider computing system is disclosed. The system includes a processing circuit. The processing circuit can provide, to a user computing device, a passcode corresponding to a product. The processing circuit can receive, from an automated teller machine (ATM), a request corresponding to the product and comprising the passcode. Responsive to determining that the passcode is valid, the processing circuit can cause the ATM to accept a check or paper currency corresponding to a collateral deposit for the product. The processing circuit can receive, from the ATM, a message acknowledging the collateral deposit, the message generated by the ATM upon accepting the check or paper currency. The processing circuit can determine that the collateral deposit satisfies a collateral request for the product and transmit, to the user computing device or the ATM, a notification indicating that the collateral deposit has been approved.

Abstract: A secured credit provider computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to receive, from a user computing device, an application for secured credit; generate a passcode corresponding to the application and transmit the passcode to the user computing device; receive the passcode from an automated teller machine (ATM) of a second provider; responsive to identifying the application based on the passcode, transmit, to the ATM for display, a collateral request for the application; receive, from the ATM, a message acknowledging a collateral deposit; determine that the collateral deposit satisfies the collateral request for the identified application; and transmit, to the user computing device or to the ATM, a notification indicating that the application has been approved.

Abstract: A secured credit provider computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to receive, from a user computing device, an application for secured credit; generate a passcode corresponding to the application and transmit the passcode to the user computing device; receive the passcode from an automated teller machine (ATM) of a second provider; responsive to identifying the application based on the passcode, transmit, to the ATM for display, a collateral request for the application; receive, from the ATM, a message acknowledging a collateral deposit; determine that the collateral deposit satisfies the collateral request for the identified application; and transmit, to the user computing device or to the ATM, a notification indicating that the application has been approved.

Abstract: A secured credit provider computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to receive, from a user computing device, an application for secured credit; generate a passcode corresponding to the application and transmit the passcode to the user computing device; receive the passcode from an automated teller machine (ATM) of a second provider; responsive to identifying the application based on the passcode, transmit, to the ATM for display, a collateral request for the application; receive, from the ATM, a message acknowledging a collateral deposit; determine that the collateral deposit satisfies the collateral request for the identified application; and transmit, to the user computing device or to the ATM, a notification indicating that the application has been approved.

Abstract: A secured credit provider computing system is provided. The system includes a network interface configured to communicate data over a network and a processing circuit including one or more processors coupled to non-transitory memory. The processing circuit is configured to receive a secured credit product application from an applicant, transmit a passcode message to the applicant, receive a confirmation message of collateral deposited into a collateral escrow account from an escrow account provider computing system, and issue a secured credit product to the applicant.

Abstract: A touch-sensing keyboard including a solar cell, a touch panel, and a power converter is provided. The solar cell has a light receiving surface. The touch panel is disposed above the light receiving surface of the solar cell, wherein the solar cell receives light passing through the touch panel and converts the received light into electric power. Furthermore, the power converter is electrically connected to the solar cell and the touch panel, wherein the power converter receives and transforms the electric power generated from the solar cell and outputs the transformed electric power to the touch panel.

Abstract: A system and method for performing scanning operations using a scanner connected to a server computer and transmitting acquired images from the scanner server to a client computer. A scan-to-application process is utilized which allows control of the scanner or other image acquiring device which is connected to a scanner server using a virtual TWAIN driver which interfaces to an application program running in the client computer. Image files are also transmitted to a local file storage device of the client computer using a scan-to-file operation. A network protocol is used to implement both the scan-to-application and scan-to-file operation. Computer memories are utilized to store data structures or tables containing various information utilized during the file transfer procedures. Computer memories are also used to buffer and store the protocol packet headers and transmitted information.

Abstract: A system and method for performing scanning operations using a scanner connected to a server computer and transmitting acquired images from the scanner server to a client computer. A scan-to-application process is utilized which allows control of the scanner or other image acquiring device which is connected to a scanner server using a virtual TWAIN driver which interfaces to an application program running in the client computer. Image files are also transmitted to a local file storage device of the client computer using a scan-to-file operation. A network protocol is used to implement both the scan-to-application and scan-to-file operation. Computer memories are utilized to store data structures or tables containing various information utilized during the file transfer procedures. Computer memories are also used to buffer and store the protocol packet headers and transmitted information.

Abstract: A method and apparatus for overlaying a data image on a form image includes a form enhancement module that interfaces to a PostScript driver and a forms overlay plug in module. A forms overlaying utility is included that stores and manages encapsulated PostScript files of form images on a mass storage device connected to a printer. The method and apparatus also includes combining the data file also encoded, albeit in a standard PostScript format, with the image file of the form so as to provide a composite output form that is printed from the printer without having to download the form via the computer to the printer each time the form is to be completed.

Abstract: A system and method for performing scanning operations using a scanner connected to a server computer and transmitting acquired images from the scanner server to a client computer. A scan-to-application process is utilized which allows control of the scanner or other image acquiring device which is connected to a scanner server using a virtual TWAIN driver which interfaces to an application program running in the client computer. Image files are also transmitted to a local file storage device of the client computer using a scan-to-file operation. A network protocol is used to implement both the scan-to-application and scan-to-file operation. Computer memories are utilized to store data structures or tables containing various information utilized during the file transfer procedures. Computer memories are also used to buffer and store the protocol packet headers and transmitted information.

Abstract: A system and method for performing scanning operations using a scanner connected to a server computer and transmitting acquired images from the scanner server to a client computer. A scan-to-application process is utilized which allows control of the scanner or other image acquiring device which is connected to a scanner server using a virtual TWAIN driver which interfaces to an application program running in the client computer. Image files are also transmitted to a local file storage device of the client computer using a scan-to-file operation. A network protocol is used to implement both the scan-to-application and scan-to-file operation. Computer memories are utilized to store data structures or tables containing various information utilized during the file transfer procedures. Computer memories are also used to buffer and store the protocol packet headers and transmitted information.

Abstract: A strip sport light including a central body and two side strips with multiple electrical light sources for illumination and blinking. Each side strip has one or more distributed electrical energy sources each enclosed in an aerodynamic housing, and multiple electrical light sources distributed along the length of the side strip. The central body contains an electronic printed circuit board, a three-step push button switch, and multiple electrical light sources. The strip sport light may be mounted on a bicycle helmet or worn on a user's head or waist for enhanced safety.

Abstract: A strip sport light including a center strip and two arm strips with multiple electrical light sources for illumination and blinking. Each arm strip has one or more distributed electrical energy sources each enclosed in an aerodynamic housing, and multiple electrical light sources distributed along the length of the arm strip. The center strip contains an electronic printed circuit board, a three-step push button switch, and multiple electrical light sources. The strip sport light may be mounted on a bicycle helmet or worn on a user's head or waist for enhanced safety.