Patents by Inventor Robin M. Carter

Robin M. Carter has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Management of rewards using transaction listening
    Patent number: 11334904
    Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.
    Type: Grant
    Filed: March 24, 2021
    Date of Patent: May 17, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Mohammed Ahmed, Robin M. Carter, Megan Collins, H. Brock Kolls, Minhthe Luu, David Patron, Sarah W. Phelps, Barry Trexler
  • Management of rewards using transaction listening
    Patent number: 10963902
    Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.
    Type: Grant
    Filed: May 30, 2019
    Date of Patent: March 30, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Mohammed Ahmed, Robin M. Carter, Megan Collins, H. Brock Kolls, Minhthe Luu, David Patron, Sarah W. Phelps, Barry Trexler
  • LOCATION-BASED MONEY TRANSFER
    Publication number: 20210090063
    Abstract: Examples described herein relate to apparatus and methods for transferring funds based on location including, but not limited to, receiving, by a financial institution computing system, a location-based transfer request from a first user device associated with a first user, wherein the location-based transfer request comprises at least an identification of a location, a transfer amount, and an identification of a second user, wherein the second user is a recipient of the location-based transfer request, determining, by the financial institution computing system, that a second user device is at the location, wherein the second user device is associated with the second user; and in response to determining that the second user device is at the location, initiating, by the financial institution computing system, a transfer of the transfer amount to an account associated with the second user.
    Type: Application
    Filed: November 17, 2017
    Publication date: March 25, 2021
    Inventors: Mohammed Ahmed, Robin M. Carter, Megan Collins, H. Brock Kolls, Minhthe Luu, David Patron, Sarah W. Phelps, Barry Trexler
  • Management of rewards using transaction listening
    Patent number: 10346869
    Abstract: Examples described herein relate to apparatus and methods for managing rewards for a customer of a financial institution, including but not limited to, determining a transaction pattern associated with transactions made by the customer, determining a deviation from the transaction pattern, determining an event associated with the customer based on the deviation, and determining rewards that correspond to the event for the customer.
    Type: Grant
    Filed: December 28, 2016
    Date of Patent: July 9, 2019
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Mohammed Ahmed, Robin M. Carter, Megan Collins, H. Brock Kolls, Minhthe Luu, David Patron, Sarah W. Phelps, Barry Trexler