Abstract: Method for providing financial asset protection for a project, by creating a Risk Transfer Structure to protect the assets, revenue stream(s), including but not limited to protection of Lender(s) interest and principal payment obligations, and liabilities of the Business/Borrower by providing a strategy that contractually hedges risk at all levels of a funded project, thereby limiting potential exposures to the Borrower and Lender, without negatively impacting the overall financial condition of the Business or its ability to meet its financial obligations. An insurance policy provides, by contract, language and a template that allows the primary insurer and reinsurer to act as the Lender for specific projects and pays financial asset Lender(s) for their loan amount through an all risk policy. This reduces the need for the servicer to engage in additional investing in order to hedge against default risks during the life of the loan.

Abstract: Process and apparatus for forming plastics by heating an open mold and contacting the open mold with plastic particulate material to form a melted skin on the mold, and resulting articles made therefrom. Single skin molded articles may be multi-layered with or without paint on the surface. Multiple skin molded articles may be made by complementary male and female molds, brought together after the skins are made on the individual male and female molds, and may include sandwiched layers of plastic filler or expandable foam filled centers, with or without various inserts or reinforcements. Multi-layer composite articles are made with inserts and/or reinforcements that may be embedded in and surrounded by expandable foam plastic, if used as a middle layer. Resulting articles include a pick-up truck bed box, an industrial tabletop, a series of modular housing panels, an airplane cockpit door, and material handling pallets, among others.