Abstract: A computerized payment system and method is disclosed which provides subscribers with funds based on their income at regular, pre-defined intervals other than those on which they are normally paid. In so doing, it interfaces with the subscriber or with the subscriber and his source of income, and utilizes a computer network to electronically transfer funds and record transactions. Payments may be made with either net pay, or net pay less deductions; may be of advances or distributions; and may be of either fixed or variable amounts.

Abstract: A computerized payment system and method is disclosed which provides subscribers with funds based on their income at regular, pre-defined intervals other than those on which they are normally paid. In so doing, it interfaces with the subscriber or with the subscriber and his source of income, and utilizes a computer network to electronically transfer funds and record transactions. Payments may be made with either net pay, or net pay less deductions; may be of advances or distributions; and may be of either fixed or variable amounts.

Abstract: The present invention discloses an engine with 25 to 70% better overall efficiency with exhaust emissions within present EPA 1975 standards. The vane type rotary engine uses exhaust from a multichamber Otto cycle engine to power a Stirling cycle engine on the same shaft. Fuel burned in the high surface to volume ratio chambers in the Otto cycle produce very little NO.sub.2 + N.sub.0 gas while producing excessive amounts of unburned hydrocarbons. Air injection into the extremely hot exhaust gases characteristic of the vane type engine is used in a hot wall continuous burning afterburner to remove unburned hydrocarbons and boost the temperature prior to the Stirling cycle hot side heat exchanger.