Abstract: A method for facilitating purchases from a point of sale device using a biometric identifier includes receiving a biometric identifier and a point of sale (POS) identifier from a point of sale device. A user is identified based on the biometric identifier. It is then determined whether the user is authorized to request a purchase at the point of sale identified by the point of sale identifier. A purchase request authorization and user preferences of the user are transmitted to the point of sale device in response to determining that the user is authorized to request a purchase at the point of sale device.

Abstract: A method for facilitating a purchase using a biometric identifier includes receiving a biometric identifier and transaction information from a point of sale device. A user is then identified using the biometric identifier. It is then determined whether the user is authorized to complete a transaction identified by the transaction information. A payment request is transmitted to a financial institution server associated with the user in response to determining that the user is authorized to complete the transaction. An approval is transmitted to the point of sale device in response to receiving a payment request approval from the financial institution server. A customer copy of an electronic receipt is transmitted to a user device designated by the user and a merchant copy of the electronic receipt is transmitted to a merchant device designated by the merchant in order to provide both parties with a record of the transaction.