Abstract: A paperless system for the online and offline collection of data representing votes cast and choices registered in elections and surveys is administered at a master Website at which election/survey and voter/participant data and qualifications are maintained and associated in a database with parameters for a uniquely identified election or survey event. Voter/participant identity records with a password are also maintained in the database and embedded on a smart card that is issued to a voter/participant upon registration. Upon the occurrence of an election/survey event, the smart card is entered in a terminal mechanism to permit voting or choice selection. Individual votes and choices are transmitted to the master Website in real time or in batches where they are tabulated and analyzed. After voting, an indicia is placed on the smart card to prevent its reuse for subsequent participation in the same event.

Abstract: A system to track vehicle maintenance by removing service coupon data stored on a smart card. Identification and contract data are entered into a centralized database when a new vehicle is sold. A smart card is personalized and sent out when the database shows that a new vehicle owner has been added. The smart card is inserted into a remote terminal when the vehicle owner brings a vehicle in for service. The vehicle's current odometer reading and type of service is entered into a vehicle maintenance program. The appropriate service coupon is removed from the smart card and the current odometer reading and type of service for the vehicle is stored in the remote terminal. The remote terminal downloads the data back to the database the appropriate time. After data has been collected the system administrator can run reports and manipulate data for analysis and customer to dealer reimbursement purposes.

Abstract: A system and method for verifying the eligibility of card holders for predetermined events such as entering a building or attending a sporting event is provided. The system and method includes interconnecting a central processing unit with a first database maintaining data concerning status information of a user and a second database maintaining data concerning eligibility parameters for a predetermined event. A first terminal, remote from the central processing unit, is interconnected in a network with the central processing unit. Data concerning the status information of a user is entered through the first terminal and data concerning the eligibility parameters for a predetermined event is entered through the first terminal. A smart card is generated having stored thereon the data concerning the status information of a user. A second terminal, remote from the central processing unit, is interconnected in a network with the central processing unit.

Abstract: A multifunction smart card having a purse with a plurality of pockets capable of registering a stored value limited to a predetermined purpose. The system in which the smart card is used includes the smart card, a smart card terminal for populating data on the smart card, a funds terminal for entering data associated with an account from which funds registered to a smart card pocket, and an institution and merchant terminal associated with institutional and merchant data for use of the smart card. Each component of the system is connected in a network to central processing unit linked to a database containing component associated records. Upon receipt of a signal in the network, the central processing unit processing unit records transactions made with the card. The system is capable of settlement between the funder account and merchants on a timed basis.