Abstract: A fuel cell having an anode immersed in an electrolyte in an anode tank, and a cathode immersed in the electrolyte in the cathode tank, and the anode and the cathode connected to an external electrical load. Fuel is supplied to the anode tank and an oxidant to the cathode tank. Each electrode is a monolithic electrode, a composite electrode, or an internally coupled electrode having a catalyst surface. There may be an external reaction vessel for processing electrolyte before returning it to the tanks and conditioning and recycling of fuel. The impedance of the fuel cell is reduced substantially over fuel cells having an electrical path through the solution.