Patents by Inventor Rodolfo Zavaleta

Rodolfo Zavaleta has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11176525
    Abstract: Systems and methods for transferring money to a bank account are provided. Transactional information, which includes information on a bank account that is to receive the money, may be transmitted to a host computer system from a point of sale device. The transaction information may be stored at the host computer system. At least some of the transaction information may be sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request may be transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit. The bank account may then be credited.
    Type: Grant
    Filed: March 18, 2019
    Date of Patent: November 16, 2021
    Assignee: The Western Union Company
    Inventors: Michael J. Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Publication number: 20190236566
    Abstract: Systems and methods for transferring money to a bank account are provided. Transactional information, which includes information on a bank account that is to receive the money, may be transmitted to a host computer system from a point of sale device. The transaction information may be stored at the host computer system. At least some of the transaction information may be sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request may be transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit. The bank account may then be credited.
    Type: Application
    Filed: March 18, 2019
    Publication date: August 1, 2019
    Applicant: The Western Union Company
    Inventors: Michael J. Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Patent number: 10235661
    Abstract: Systems and methods for transferring money to a bank account are provided. Transactional information, which includes information on a bank account that is to receive the money, may be transmitted to a host computer system from a point of sale device. The transaction information may be stored at the host computer system. At least some of the transaction information may be sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request may be transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit. The bank account may then be credited.
    Type: Grant
    Filed: April 29, 2014
    Date of Patent: March 19, 2019
    Assignee: The Western Union Company
    Inventors: Michael J. Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Publication number: 20140324693
    Abstract: Systems and methods for transferring money to a bank account are provided. Transactional information, which includes information on a bank account that is to receive the money, may be transmitted to a host computer system from a point of sale device. The transaction information may be stored at the host computer system. At least some of the transaction information may be sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request may be transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit. The bank account may then be credited.
    Type: Application
    Filed: April 29, 2014
    Publication date: October 30, 2014
    Applicant: The Western Union Company
    Inventors: Michael J. Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Patent number: 8712910
    Abstract: Arrangements for transferring money to a bank account, typically when paid in cash or a cash equivalent at a point of sale device, are provided. Transactional information may be transmitted to a host computer system from a point of sale device. The transactional information may include information on a bank account that is to receive the money. At least some of the transaction information may be sent to an intermediary computer system that is configured to interact with a plurality of banking networks and may determine which one of the banking networks is associated with the bank account that is to receive the money. A request may be transmitted from the intermediary computer network to a local banking network and may include information on the bank account that is to receive the money and an amount of money to deposit.
    Type: Grant
    Filed: July 3, 2012
    Date of Patent: April 29, 2014
    Assignee: The Western Union Company
    Inventors: Michael Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Publication number: 20120330762
    Abstract: Arrangements for transferring money to a bank account, typically when paid in cash or a cash equivalent at a point of sale device, are provided. Transactional information may be transmitted to a host computer system from a point of sale device. The transactional information may include information on a bank account that is to receive the money. At least some of the transaction information may be sent to an intermediary computer system that is configured to interact with a plurality of banking networks and may determine Which one of the banking networks is associated with the bank account that is to receive the money. A request may be transmitted from the intermediary computer network to a local banking network and may include information on the bank account that is to receive the money and an amount of money to deposit.
    Type: Application
    Filed: July 3, 2012
    Publication date: December 27, 2012
    Applicant: The Western Union Company
    Inventors: Michael J. Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Patent number: 8239319
    Abstract: In one embodiment, the invention provides a computerized system and method for transferring money to a bank account, typically when paid in cash or a cash equivalent at a point of sale device. According to one method, transactional information is transmitted to a host computer system from a point of sale device. The transactional information includes information on a bank account that is to receive the money. The transaction information is stored at the host computer system. Also, at least some of the transaction information is sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request is transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit.
    Type: Grant
    Filed: March 22, 2004
    Date of Patent: August 7, 2012
    Assignee: The Western Union Company
    Inventors: Michael J. Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada
  • Publication number: 20050209961
    Abstract: In one embodiment, the invention provides a computerized system and method for transferring money to a bank account, typically when paid in cash or a cash equivalent at a point of sale device. According to one method, transactional information is transmitted to a host computer system from a point of sale device. The transactional information includes information on a bank account that is to receive the money. The transaction information is stored at the host computer system. Also, at least some of the transaction information is sent to an intermediary computer system that is configured to interact with a plurality of banking networks in different countries. The intermediary computer system may also determine which one of the banking networks is associated with the bank account that is to receive the money. A request is transmitted from the intermediary computer network to a local banking network and includes information on the bank account that is to receive the money and an amount of money to deposit.
    Type: Application
    Filed: March 22, 2004
    Publication date: September 22, 2005
    Applicant: First Data Corporation
    Inventors: Michael Michelsen, Dan Canning, Roberto Ochoa, Rodolfo Zavaleta, Rodrigo Sada