Abstract: Method and apparatus for the computer-implemented processing of payment entries which are intended to move money in an account, wherein a payment entry is automatically checked for errors as it is received and if at least one error occurs an error sequence is decided upon from a list of error routines by means of an error routine, all the errors occurring in a given payment entry being supplied collectively to the error routine, and within the scope of the error routine the errors which have occurred are weighted and appropriate error follow-up measures are initiated depending on the results of the error weighting.

Abstract: Method and apparatus for the computer-implemented processing of electronic payment instructions, wherein in a first step total instruction data contained in a payment instruction are analysed in an instruction input processor and separated into payment instruction data which are needed for processing the payment instruction and accounting data which are not needed for processing the payment instruction, the payment instruction data being converted into a uniform metaformat for processing in a subsequent payment processing apparatus (payment engine) and the accounting data being stored temporarily in a data bank together with linkage instructions, in a second step the payment instruction data converted into the metaformat are processed in the subsequent payment processing device, while, for each payee, there is automatically a routing identification and a clearing identification and, depending on the clearing identification, internal preparation of the payment instruction entry, and in a third step the automat

Abstract: Systems and methods are provided for data processing. In one implementation, a data processing system includes storage means for storing sets of account identifiers, each of the sets of account identifiers being assigned a set of control parameters. The data processing system may also include an account management system that stores account data of accounts that are identified by the account identifiers, interface means coupled to the account management system, and one or more sets of application programs that are adapted to process account data of accounts identified by at least one of the one or more sets of account identifiers using the set of control parameters assigned to the at least one of the one or more sets of account identifiers. The interface means may obtain the account data from the account management system on request of one of the application programs.

Abstract: Method and apparatus for the computer-implemented processing of electronic payment instructions, wherein in a first step total instruction data contained in a payment instruction are analysed in an instruction input processor and separated into payment instruction data which are needed for processing the payment instruction and accounting data which are not needed for processing the payment instruction, the payment instruction data being converted into a uniform metaformat for processing in a subsequent payment processing apparatus (payment engine) and the accounting data being stored temporarily in a data bank together with linkage instructions, in a second step the payment instruction data converted into the metaformat are processed in the subsequent payment processing device, while, for each payee, there is automatically a routing identification and a clearing identification and, depending on the clearing identification, internal preparation of the payment instruction entry, and in a third step the automat

Abstract: Method and apparatus for the computer implemented generation and administration of contracts between a supplier and one or more customers, wherein each contract consists of core data relating to a product which is the subject of the contract and one or more contractual components, the core data being stored in a first memory unit and the contractual components being stored in a second memory unit, and in order to draw up a contract a selection of core data is made and the contract is generated electronically of the selection made by automatically generating and depositing electronic references (links) to the selected core data and contractual components.

Abstract: Method and apparatus for the computer-implemented processing of payment entries which are intended to move money in an account, wherein a payment entry is automatically checked for errors as it is received and if at least one error occurs an error sequence is decided upon from a list of error routines by means of an error routine, all the errors occurring in a given payment entry being supplied collectively to the error routine, and within the scope of the error routine the errors which have occurred are weighted and appropriate error follow-up measures are initiated depending on the results of the error weighting.