Abstract: Methods and materials for modulating low light and/or shade tolerance, and red light specific responses in plants are disclosed. For example, nucleic acids encoding low light and/or SD+EODFR-tolerance polypeptides are disclosed as well as methods for using such nucleic acids to transform plant cells. Also disclosed are plants having increased low light and/or SD+EODFR tolerance. In addition, methods and materials involved in increasing UV-B tolerance in plants and methods and materials involved in modulating biomass levels in plants are provided.

Abstract: Methods and materials for modulating low light and/or shade tolerance, and red light specific responses in plants are disclosed. For example, nucleic acids encoding low light and/or SD+EODFR-tolerance polypeptides are disclosed as well as methods for using such nucleic acids to transform plant cells. Also disclosed are plants having increased low light and/or SD+EODFR tolerance. In addition, methods and materials involved in increasing UV-B tolerance in plants and methods and materials involved in modulating biomass levels in plants are provided.

Abstract: The present disclosure relates to server arrangement for operating, controlling and managing financial operations. The server arrangement implements a shared ledger for recording and storing financial data (e.g., financial transactions) of accounts that are supported by distinct licensed core banking engines. This may allow the server arrangement to implement the licensed core banking engines to perform financial transactions without the use of a payment processor. The server arrangement implements a virtual marketplace where banking services are rendered available to users. Each banking service may be sold by one of the licensed banks to a banking client entity and the banking client entity may select and bundle the banking services of the licensed banks and offer the bundle for sale to the clients in the virtual marketplace. This may facilitate operation for the banking client entities and management of financial assets for the user.

Abstract: Beverage packaging and container arrangements are shown and described. In one embodiment, the device comprises a container body, hollow rod, and removable cap to provide an assembled consumable beverage arrangement. The disclosure also includes a variety of fittings and removable caps to mate with beverage containers that are useful in both storage and operating positions.

Abstract: A method, a processing device and a computer-readable medium are provided for generating an indicator of the likelihood that an individual will achieve one or more financial life goals. The indicator of the likelihood that the individual will achieve the goal(s) according to the given scenario is calculated, based on a plurality of simulated financial projections. The indicator is displayed on a graphical user interface. Also proposed is a method and a system which generate customized financial products that allow individuals to achieve their respective life goals. The customized financial products are determined such that cash flow projections for the individuals remain positive for their entire lifetime and such that an indicator of the likelihood that the individual will achieve their life goals stays above a predetermined threshold.

Abstract: The present disclosure relates to server arrangement for operating, controlling and managing financial operations. The server arrangement implements a shared ledger for recording and storing financial data (e.g., financial transactions) of accounts that are supported by distinct licensed core banking engines. This may allow the server arrangement to implement the licensed core banking engines to perform financial transactions without the use of a payment processor. The server arrangement implements a virtual marketplace where banking services are rendered available to users. Each banking service may be sold by one of the licensed banks to a banking client entity and the banking client entity may select and bundle the banking services of the licensed banks and offer the bundle for sale to the clients in the virtual marketplace. This may facilitate operation for the banking client entities and management of financial assets for the user.

Abstract: A method for an institution to open an account for a user is provided. The method notably comprises receiving a request from the user to open the account with the institution. The user is asked, via a digital channel, for a payment from a digital wallet of the user. The identification of the user is performed at least in part by receiving information about the user from the digital wallet of the user and using an identification method that is associated with the digital wallet. The authentication of the user is performed by comparing at least two sets of information, one received from the digital wallet and one inputted by the user. The account with the institution is then opened and a payment request is made from the digital wallet to an issuing bank of the user.

Abstract: The phase alignment device to be used with a phase alignment tool may include a body section; and a driving head section connected to the body section. The body section and the driving head section may include an aperture which extends through the body section and the driving head section.

Abstract: The phase alignment device to be used with a phase alignment tool may include a body section; and a driving head section connected to the body section. The body section and the driving head section may include an aperture which extends through the body section and the driving head section.

Abstract: A hydraulic brake booster system. The hydraulic brake booster system includes a primary piston axially moveable within a bore of a cylinder, a booster chamber located rearwardly of the primary piston within the bore, an input rod extending within the booster chamber, a booster vent path in selective fluid communication with the booster chamber, and a seal member located between the forward face and the primary piston, the seal member in a fixed relationship with the input rod and configured to (i) seal the booster vent path from the booster chamber when the input rod is in a first position, and (ii) not seal the booster vent path from the booster chamber when the input rod is moved rearwardly within the booster chamber to a second position.

Abstract: A sealing member for a piston slidably disposed within the cylinder bore of a hydraulic system includes a seal body having an outer sealing surface arranged to contact the cylinder bore and a glide ring at least partially disposed within the outer sealing surface of the seal body. The glide ring includes an outer surface and the outer sealing surface of the seal body includes at least one seal lip projecting beyond the outer surface of the glide ring.

Abstract: A hydraulic brake booster system. The hydraulic brake booster system includes a primary piston axially moveable within a bore of a cylinder, a booster chamber located rearwardly of the primary piston within the bore, an input rod extending within the booster chamber, a booster vent path in selective fluid communication with the booster chamber, and a seal member located between the forward face and the primary piston, the seal member in a fixed relationship with the input rod and configured to (i) seal the booster vent path from the booster chamber when the input rod is in a first position, and (ii) not seal the booster vent path from the booster chamber when the input rod is moved rearwardly within the booster chamber to a second position.

Abstract: A sealing member for a piston slidably disposed within the cylinder bore of a hydraulic system includes a seal body having an outer sealing surface arranged to contact the cylinder bore and a glide ring at least partially disposed within the outer sealing surface of the seal body. The glide ring includes an outer surface and the outer sealing surface of the seal body includes at least one seal lip projecting beyond the outer surface of the glide ring.

Abstract: There is provided an apparatus for dispensing products that includes a theft deterrent retail product dispensing hook. In certain embodiments, the hook prevents product “sweeping” (where a thief quickly empties a conventional retail hook of product) and also delivers a time-delayed delivery of product per hook. A specific embodiment of a time-delay display hook system comprises a two-prong system having an upper member and a lower member, with the upper member supporting a dispensing system and the lower member supporting a product to be dispensed. Upon triggering of an activation member, the dispensing system releases a single product and provides a time-delay between dispensing of further product.

Abstract: There is provided an apparatus for dispensing products that includes a theft deterrent retail product dispensing hook. In certain embodiments, the hook prevents product “sweeping” (where a thief quickly empties a conventional retail hook of product) and also delivers a time-delayed delivery of product per hook. A specific embodiment of a time-delay display hook system comprises a two-prong system having an upper member and a lower member, with the upper member supporting a dispensing system and the lower member supporting a product to be dispensed. Upon triggering of an activation member, the dispensing system releases a single product and provides a time-delay between dispensing of further product.

Abstract: An apparatus for dispensing products including a mechanism for limiting the movement of multiple products within a housing to one direction, at least one product retaining structure for preventing access to multiple products in a given period of time, and at least one theft deterring mechanism.

Abstract: The present invention provides an aqueous regenerator for addition to an aqueous developer that contains an organic solvent, a dispersing agent and a weak base, and has a pH of between about 8 and less than about 13. The aqueous regenerator includes an organic solvent, dispersing agent, and an effective amount of a strong base such that the regenerator has a greater pH than the developer into which the regenerator is to be added.

Abstract: There is provided an apparatus for dispensing products that includes a theft deterrent retail product dispensing hook. In certain embodiments, the hook prevents product “sweeping” (where a thief quickly empties a conventional retail hook of product) and also delivers a time-delayed delivery of product per hook. A specific embodiment of a time-delay display hook system comprises a two-prong system having an upper member and a lower member, with the upper member supporting g a dispensing system and the lower member supporting a product to be dispensed. Upon triggering of an activation member, the dispensing system releases a single product and provides a time-delay between dispending of further product.

Abstract: An access control system and access control methods provide multilevel and mandatory access control for a database management system. The access control techniques provide access control at the row level in a relational database table. The database table contains a security label column within which is recorded a security label that is defined within a hierarchical security scheme. A user's security label is encoded with security information concerning the user. When a user requests access to a row, a security mechanism compares the user's security information with the security information in the row. If the user's security dominates the row's security, the user is given access to the row.

Abstract: An apparatus for dispensing products including a mechanism for limiting the movement of multiple products within a housing to one direction, at least one product retaining structure for preventing access to multiple products in a given period of time, and at least one theft deterring mechanism.