Patents by Inventor Rolf Jochen Haag

Rolf Jochen Haag has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220012722
    Abstract: Systems and methods for transferring funds to an user account include a payment service provider device receiving a request for fund transfer information for an user account from a payer device that is associated with a payer. The payment service provider device then provides a routing number that is associated with the payment service provider and a virtual account number that is associated with the user account to the payer device. The payment service provider device then receives information from a financial institution about a funds transfer to a payment service provider account that is provided to a payment service provider by the financial institution. The information about the funds transfer includes a funding amount and the virtual account number, and the payment service provider device allocates the funding amount to the user account using the virtual account number.
    Type: Application
    Filed: September 13, 2021
    Publication date: January 13, 2022
    Inventors: Nitin Prabhu, Jonathan Miel, Fei Pan, Rolf Jochen Haag
  • Patent number: 11120429
    Abstract: Systems and methods for transferring funds to an user account include a payment service provider device receiving a request for fund transfer information for an user account from a payer device that is associated with a payer. The payment service provider device then provides a routing number that is associated with the payment service provider and a virtual account number that is associated with the user account to the payer device. The payment service provider device then receives information from a financial institution about a funds transfer to a payment service provider account that is provided to a payment service provider by the financial institution. The information about the funds transfer includes a funding amount and the virtual account number, and the payment service provider device allocates the funding amount to the user account using the virtual account number.
    Type: Grant
    Filed: June 11, 2019
    Date of Patent: September 14, 2021
    Assignee: PayPal, Inc.
    Inventors: Nitin Prabhu, Jonathan Miel, Fei Pan, Rolf Jochen Haag
  • Publication number: 20200005277
    Abstract: Systems and methods for transferring funds to an user account include a payment service provider device receiving a request for fund transfer information for an user account from a payer device that is associated with a payer. The payment service provider device then provides a routing number that is associated with the payment service provider and a virtual account number that is associated with the user account to the payer device. The payment service provider device then receives information from a financial institution about a funds transfer to a payment service provider account that is provided to a payment service provider by the financial institution. The information about the funds transfer includes a funding amount and the virtual account number, and the payment service provider device allocates the funding amount to the user account using the virtual account number.
    Type: Application
    Filed: June 11, 2019
    Publication date: January 2, 2020
    Inventors: Nitin Prabhu, Jonathan Miel, Fei Pan, Rolf Jochen Haag
  • Patent number: 10366386
    Abstract: Systems and methods for transferring funds to an user account include a payment service provider device receiving a request for fund transfer information for an user account from a payer device that is associated with a payer. The payment service provider device then provides a routing number that is associated with the payment service provider and a virtual account number that is associated with the user account to the payer device. The payment service provider device then receives information from a financial institution about a funds transfer to a payment service provider account that is provided to a payment service provider by the financial institution. The information about the funds transfer includes a funding amount and the virtual account number, and the payment service provider device allocates the funding amount to the user account using the virtual account number.
    Type: Grant
    Filed: February 28, 2014
    Date of Patent: July 30, 2019
    Assignee: PayPal, Inc.
    Inventors: Nitin Prabhu, Jonathan Miel, Fei Pan, Rolf Jochen Haag
  • Publication number: 20150073982
    Abstract: Systems and methods for transferring funds to an user account include a payment service provider device receiving a request for fund transfer information for an user account from a payer device that is associated with a payer. The payment service provider device then provides a routing number that is associated with the payment service provider and a virtual account number that is associated with the user account to the payer device. The payment service provider device then receives information from a financial institution about a funds transfer to a payment service provider account that is provided to a payment service provider by the financial institution. The information about the funds transfer includes a funding amount and the virtual account number, and the payment service provider device allocates the funding amount to the user account using the virtual account number.
    Type: Application
    Filed: February 28, 2014
    Publication date: March 12, 2015
    Inventors: Nitin Prabhu, Jonathan Miel, Fei Pan, Rolf Jochen Haag