Patents by Inventor Romulus LUCIC

Romulus LUCIC has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250077209
    Abstract: Disclosed herein are embodiments of systems, methods, and products comprising an analytic server for automated digital account/application enrollment. The analytic server may open a new account for a user during a registration process. The analytic server may facilitate automated digital enrollment to allow the user to manage the new account in a mobile application on the user's mobile device. The analytic server may send a text message comprising a direct link to the user's mobile device. The link may direct the user to the app store, where the user can download and install the mobile application automatically. The analytic server may also display a button that allows the user to activate a QR code and scan the QR code using the camera of the user's mobile device. Upon the mobile device scanning the QR code, the analytic server may automatically launch the mobile application and sign the user in.
    Type: Application
    Filed: November 18, 2024
    Publication date: March 6, 2025
    Applicant: Bank of Montreal
    Inventors: Muhammad AUN, Subashan MAHESWARAMOOTHY, Romulus LUCIC, Devin Hewitt
  • Patent number: 12147795
    Abstract: Disclosed herein are embodiments of systems, methods, and products comprising an analytic server for automated digital account/application enrollment. The analytic server may open a new account for a user during a registration process. The analytic server may facilitate automated digital enrollment to allow the user to manage the new account in a mobile application on the user's mobile device. The analytic server may send a text message comprising a direct link to the user's mobile device. The link may direct the user to the app store, where the user can download and install the mobile application automatically. The analytic server may also display a button that allows the user to activate a QR code and scan the QR code using the camera of the user's mobile device. Upon the mobile device scanning the QR code, the analytic server may automatically launch the mobile application and sign the user in.
    Type: Grant
    Filed: March 30, 2021
    Date of Patent: November 19, 2024
    Assignee: BANK OF MONTREAL
    Inventors: Muhammad Aun, Subashan Maheswaramoothy, Romulus Lucic, Devin Hewitt
  • Patent number: 12111911
    Abstract: Disclosed herein are efficient systems and methods for verification of user information in a timely manner. A background computer process for verification of the user information using a third-party authentication service is initiated. The third-party authentication service performs the verification of the information submitted by the user in response to some of the questions within the questionnaire at the same time as the user is replying to remaining questions within the electronic questionnaire. Accordingly, by the time the user is finished replying to all questions within the electronic questionnaire, the previously submitted information by the user is verified and a profile of the user is authenticated.
    Type: Grant
    Filed: August 2, 2022
    Date of Patent: October 8, 2024
    Assignee: BANK OF MONTREAL
    Inventor: Romulus Lucic
  • Publication number: 20220377075
    Abstract: Disclosed herein are efficient systems and methods for verification of user information in a timely manner. A background computer process for verification of the user information using a third-party authentication service is initiated. The third-party authentication service performs the verification of the information submitted by the user in response to some of the questions within the questionnaire at the same time as the user is replying to remaining questions within the electronic questionnaire. Accordingly, by the time the user is finished replying to all questions within the electronic questionnaire, the previously submitted information by the user is verified and a profile of the user is authenticated.
    Type: Application
    Filed: August 2, 2022
    Publication date: November 24, 2022
    Applicant: BANK OF MONTREAL
    Inventor: Romulus Lucic
  • Patent number: 11403387
    Abstract: Disclosed herein are efficient systems and methods for verification of user information in a timely manner. A background computer process for verification of the user information using a third-party authentication service is initiated. The third-party authentication service performs the verification of the information submitted by the user in response to some of the questions within the questionnaire at the same time as the user is replying to remaining questions within the electronic questionnaire. Accordingly, by the time the user is finished replying to all questions within the electronic questionnaire, the previously submitted information by the user is verified and a profile of the user is authenticated.
    Type: Grant
    Filed: January 3, 2020
    Date of Patent: August 2, 2022
    Assignee: BANK OF MONTREAL
    Inventor: Romulus Lucic
  • Publication number: 20210311710
    Abstract: Disclosed herein are embodiments of systems, methods, and products comprising an analytic server for automated digital account/application enrollment. The analytic server may open a new account for a user during a registration process. The analytic server may facilitate automated digital enrollment to allow the user to manage the new account in a mobile application on the user's mobile device. The analytic server may send a text message comprising a direct link to the user's mobile device. The link may direct the user to the app store, where the user can download and install the mobile application automatically. The analytic server may also display a button that allows the user to activate a QR code and scan the QR code using the camera of the user's mobile device. Upon the mobile device scanning the QR code, the analytic server may automatically launch the mobile application and sign the user in.
    Type: Application
    Filed: March 30, 2021
    Publication date: October 7, 2021
    Inventors: Muhammad AUN, Subashan MAHESWARAMOOTHY, Romulus LUCIC, Devin HEWITT
  • Publication number: 20200218797
    Abstract: Disclosed herein are efficient systems and methods for verification of user information in a timely manner. A background computer process for verification of the user information using a third-party authentication service is initiated. The third-party authentication service performs the verification of the information submitted by the user in response to some of the questions within the questionnaire at the same time as the user is replying to remaining questions within the electronic questionnaire. Accordingly, by the time the user is finished replying to all questions within the electronic questionnaire, the previously submitted information by the user is verified and a profile of the user is authenticated.
    Type: Application
    Filed: January 3, 2020
    Publication date: July 9, 2020
    Inventor: Romulus LUCIC