Abstract: A computer-based system for providing mortgage prepayment risk information includes tangible memory storing real estate data associated with an article of real property and mortgage data associated with a mortgage for the real property. The mortgage data includes a mortgagee defined time period for maintaining the mortgage. A computer system having at least one processor operably coupled to the tangible memory is configured to calculate a return on investment value based on the mortgage data and provide a mortgage agent with the mortgagee defined time period. A computer-based method for evaluating mortgage prepayment risk includes receiving, at a computer interface, the mortgagee defined time period for maintaining the mortgage, wherein the mortgagee defined time period is obtained from the computer system.