Abstract: A user of a verification system registers directly at the verification system web site or by proxy at the time of engaging in an e-transaction through a vendor's web site. Upon registration, the user provides personal information in a secure environment. The verification system checks the database to cross-reference the user-provided information with the government-certified, or non-government certified data stored in the verification system databases. The verification system then creates a unique identifier and a digital identification badge. The user inputs the unique identifier into the system at the start of an e-transaction and the digital identification badge is securely transmitted from the verification system to the vendor in response to the unique identifier. The vendor decrypts the digital identification badge to confirm that the user is authorized to make a particular e-transaction.