Patents by Inventor Ronald A. SECRIST

Ronald A. SECRIST has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210366036
    Abstract: Systems and methods are disclosed for providing a social statement for an account holder of a financial institution. In one example embodiment, the method includes receiving, by one or more computer processors, account holder financial data associated with the account holder, and receiving, by the one or more computer processors, account holder social data associated with one or more social networking profiles of the account holder. The method further includes associating, by the one or more computer processors, the account holder social data with the account holder financial data. In addition, the method includes identifying peer financial data associated with a peer group, and creating a social statement based at least in part on the account holder financial data, the account holder social data, and the peer financial data. Further, the method includes providing the social statement to the account holder.
    Type: Application
    Filed: August 3, 2021
    Publication date: November 25, 2021
    Inventors: Ronald A. Secrist, Vijay Konduru, Gautam Chatur, William Bogey, Tammy Eisele, Matthew A. Smith
  • Patent number: 11094005
    Abstract: Systems and methods are disclosed for providing a social statement for an account holder of a financial institution. In one example embodiment, the method includes receiving, by one or more computer processors, account holder financial data associated with the account holder, and receiving, by the one or more computer processors, account holder social data associated with one or more social networking profiles of the account holder. The method further includes associating, by the one or more computer processors, the account holder social data with the account holder financial data. In addition, the method includes identifying peer financial data associated with a peer group, and creating a social statement based at least in part on the account holder financial data, the account holder social data, and the peer financial data. Further, the method includes providing the social statement to the account holder.
    Type: Grant
    Filed: September 16, 2019
    Date of Patent: August 17, 2021
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Ronald A. Secrist, Vijay Konduru, Gautam Chatur, William Bogey, Tammy Eisele, Matthew A. Smith
  • Publication number: 20200013115
    Abstract: Systems and methods are disclosed for providing a social statement for an account holder of a financial institution. In one example embodiment, the method includes receiving, by one or more computer processors, account holder financial data associated with the account holder, and receiving, by the one or more computer processors, account holder social data associated with one or more social networking profiles of the account holder. The method further includes associating, by the one or more computer processors, the account holder social data with the account holder financial data. In addition, the method includes identifying peer financial data associated with a peer group, and creating a social statement based at least in part on the account holder financial data, the account holder social data, and the peer financial data. Further, the method includes providing the social statement to the account holder.
    Type: Application
    Filed: September 16, 2019
    Publication date: January 9, 2020
    Inventors: Ronald A. Secrist, Vijay Konduru, Gautam Chatur, William Bogey, Tammy Eisele, Matthew A. Smith
  • Patent number: 10417701
    Abstract: Systems and methods are disclosed for providing a social statement for an account holder of a financial institution. In one example embodiment, the method includes receiving, by one or more computer processors, account holder financial data associated with the account holder, and receiving, by the one or more computer processors, account holder social data associated with one or more social networking profiles of the account holder. The method further includes associating, by the one or more computer processors, the account holder social data with the account holder financial data. In addition, the method includes identifying peer financial data associated with a peer group, and creating a social statement based at least in part on the account holder financial data, the account holder social data, and the peer financial data. Further, the method includes providing the social statement to the account holder.
    Type: Grant
    Filed: September 19, 2013
    Date of Patent: September 17, 2019
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Ronald A. Secrist, Vijay Konduru, Gautam Chatur, William Bogey, Tammy N. Eisele, Matthew A. Smith
  • Publication number: 20150193794
    Abstract: A system and method for real-time surveys includes a communication interface that receives event data associated with a customer via a network from a mobile device of the customer, a survey generator that generates a survey based on the event data, a survey transmission interface that transmits the survey to the mobile device, and a survey response receiver that receives a response to the survey. The survey generator generates one or more of follow-up commands or follow-up questions based on the received response and the survey transmission interface transmits the one or more of follow-up commands or follow-up questions to the mobile device.
    Type: Application
    Filed: January 8, 2015
    Publication date: July 9, 2015
    Inventors: Lawrence DOUGLAS, Ronald A. SECRIST
  • Publication number: 20140081817
    Abstract: Systems and methods are disclosed for providing a social statement for an account holder of a financial institution. In one example embodiment, the method includes receiving, by one or more computer processors, account holder financial data associated with the account holder, and receiving, by the one or more computer processors, account holder social data associated with one or more social networking profiles of the account holder. The method further includes associating, by the one or more computer processors, the account holder social data with the account holder financial data. In addition, the method includes identifying peer financial data associated with a peer group, and creating a social statement based at least in part on the account holder financial data, the account holder social data, and the peer financial data. Further, the method includes providing the social statement to the account holder.
    Type: Application
    Filed: September 19, 2013
    Publication date: March 20, 2014
    Applicant: CAPITAL ONE FINANCIAL CORPORATION
    Inventors: Ronald A. SECRIST, Vijay KONDURU, Gautam CHATUR, William BOGEY, Tammy N. EISELE