Patents by Inventor Ronald George Gottschalk

Ronald George Gottschalk has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11132692
    Abstract: A method includes receiving, by a backend application, a request for a transaction from a frontend application, and determining, by the backend application, that the request is approved according to an approval policy. The method also includes creating, by the backend application, a single-use account, and requesting, by the backend application, a single-use code for the single-use account from a financial institution. The method also includes receiving, by the backend application, the single-use code, and sending, by the backend application, the single-use code to the frontend application.
    Type: Grant
    Filed: March 8, 2019
    Date of Patent: September 28, 2021
    Assignee: International Business Machines Corporation
    Inventors: James David Cleaver, Thuy Luong, Michael James McGuire, Ronald George Gottschalk
  • Publication number: 20200286089
    Abstract: A method includes receiving, by a backend application, a request for a transaction from a frontend application, and determining, by the backend application, that the request is approved according to an approval policy. The method also includes creating, by the backend application, a single-use account, and requesting, by the backend application, a single-use code for the single-use account from a financial institution. The method also includes receiving, by the backend application, the single-use code, and sending, by the backend application, the single-use code to the frontend application.
    Type: Application
    Filed: March 8, 2019
    Publication date: September 10, 2020
    Inventors: James David Cleaver, Thuy Luong, Michael James McGuire, Ronald George Gottschalk