Abstract: The present invention provides at least one shoe comprising an outsole with a bottom wear surface comprising an added fragrance provided in an insert or plug that is released when the shoe is at rest, or when there is friction applied to the bottom wear surface of the outsole.

Abstract: The present invention provides a method for electronically splitting an original billing cycle into at least two billing cycles in an account by electronically changing the debiting timeframe of the original billing cycle and electronically switching on or starting at least one additional billing cycle, as well as a method for electronically replacing an original billing cycle with at least two additional billing cycles in an account by electronically switching off the original billing cycle and electronically switching on at least two additional billing cycles, wherein electronically switching on or starting one or more billing cycles is determined by an end user, and wherein electronic operations of the methods are performed by at least one computer.

Abstract: The invention provides for a readjustment between multiple account balances or accounts belonging to a payer, wherein the readjustment changes the funding source for a completed payment transaction from the payer's first balance or account to the payer's second balance or account, wherein the readjustment does not affect a payee of the completed payment transaction, and wherein the completed payment transaction comprises a completed electronic payment transaction, a completed check payment transaction, or completed a point of sale transaction.

Abstract: The present invention provides a method for electronically splitting an original billing cycle into at least two billing cycles in an account by electronically changing the debiting timeframe of the original billing cycle and electronically switching on or starting at least one additional billing cycle, as well as a method for electronically replacing an original billing cycle with at least two additional billing cycles in an account by electronically switching off the original billing cycle and electronically switching on at least two additional billing cycles, wherein electronically switching on or starting one or more billing cycles is determined by an end user, and wherein electronic operations of the methods are performed by at least one computer.

Abstract: The present invention provides for flexibility regarding the posting of point of sale transactions to particular billing cycles within an account. Embodiments comprise posting a point of sale transaction to a first billing cycle and then transferring the point of sale transaction to a second billing cycle, whereas a variation first selects a billing cycle and then posts the point of sale transaction to the selected billing cycle.

Abstract: A method using a social network or website to enable an individual to promote an advertiser and related advertising to the individual's personal contacts, such as friends, relatives, and acquaintances. In one embodiment, contacts are prompted that clicking on an advertiser's advertising appearing on the individual's social network page website will enable the individual's contacts to experience a message from the individual, wherein the individual is provide with message capability as compensation or as an incentive. The method also enables procurement and usage of an individual's endorsement to increase the advertising's impact on the individual's contacts. A key principle is than an individual's contacts will likely be more responsive to advertising that appears along with the individual's message, especially when compared to ordinary advertising sans such a message, whereby a contact's interest in the individual's message may result in a transference of interest to the advertiser.

Abstract: A method of using advertising as a means of compensation or incentive for a promoter to generate new account sign ups of end users for a product or service offering entity, wherein advertising for the benefit of the promoter is included in communications between the offering entity and the specific end users obtained by the promoter for the offering entity.

Abstract: Methods for applying end user specified preset parameters to use a ratio and/or an amount threshold to pay a portion of, or leave wholly unpaid, a posted point of sale (POS) transaction amount, and/or not pay a portion or an entire posted POS transaction amount, among a plurality of posted POS transaction amounts posted to an initial credit balance, wherein an unpaid portion of, or an entire amount of, a POS transaction amount remains unpaid as a partial, or wholly remaining, debit to said initial credit balance; and wherein a credit balance provider of said initial credit balance pays product or service providers for POS transaction amounts pertaining to pos transactions for products or services provided to an end user.

Abstract: The present invention provides a method for processing a point of sale transaction posted to a credit balance, wherein parameters are used to determine whether a transaction posted to a credit balance is electronically paid using a separate payment balance.

Abstract: The present methods and systems of this invention provide health reminders or health awareness tools from product or service providers to individual end users using applications or questionnaires for inputted end user data stored on computer readable media that are not specific to the product or service being provided by the entity that is providing the health reminder, wherein such methods can also include where advertisements for products and services are provided with such health reminders as an additional service to the end user that may be appreciated by the end user in order to identify the benefits of such health reminders with the goodwill of such product or service providers and which may result in increased use or purchase of such unrelated products or services that are associated with such entities or companies providing the health reminders as a beneficial free service of the product or service provider entity.

Abstract: Disclosed is a method and/or system of using mentions and/or advertisements as a means to provide incentive or compensation for potential promoters to introduce end users to an offering entity, where mentions and/or advertisements for the benefit of the promoter are included in communications between the offering entity and end users. An additional function that enables promoters to send communications to the end users is disclosed as well.

Abstract: Disclosed is a method and/or system of using mentions and/or advertisements as a means to provide incentive or compensation for potential promoters to introduce end users to an offering entity, where mentions and/or advertisements for the benefit of the promoter are included in communications between the offering entity and end users. An additional function that enables promoters to send communications to the end users is disclosed as well.

Abstract: Disclosed is a method and system of using mentions/advertisements as a means to provide incentive or compensation for potential promoters to introduce end users to an offering entity, where mentions/advertisements for the benefit of the promoter are included in communications between the offering entity and end users. An additional function that enables promoters to send communications to the end users is disclosed as well.

Abstract: The present invention provides a financial card account comprising multiple available balances, debiting parameter methods, systems, apparatus, transaction cards, and the like for use in providing at least one point of sale transaction that can be debited by preset parameters relating the amount of the debit to the relative balances available in a financial card account.

Abstract: The present invention provides check (draft) payment or electronic bill payment using alternative debiting and accounting functions from associated cash or credit balances that allow flexibility and control by the payer or credit balance provider for enabling crediting of check or electronic bill payments to additional cash or credit balances that further provide opportunities for the account provider or financial institution to have additional income from providing such methods and systems.

Abstract: Tires for vehicles comprising at least one scented rubber compound and/or at least one scented non-rubber component. Additionally disclosed is where one or more pheromones are used, in addition to or in place of, the scent or fragrance of the pertinent rubber compound(s) or non-rubber component(s), and where scent is used as a wear warning in place of, or in addition to, the novelty scented rubber compound and/or novelty scented non-rubber component. Wear warning mechanisms other than scent are presented. Also disclosed is a plug or insert comprising varied attributes including, or in place of, scent that enables customization, where at least one plug or insert may be installed in the above-mentioned vehicle tires, and in other vehicle tires as well.

Abstract: The present invention provides at least one outsole and at least one shoe comprising an outside wearable surface layer of a shoe sole comprising an added fragrance provided in an insert or plug that is released and has an aroma when the shoe is at rest or there is friction being applied to the sole surface.

Abstract: Disclosed is a method and system of using mentions/advertisements as a means to provide incentive or compensation for potential promoters to introduce end users to an offering entity, where mentions/advertisements for the benefit of the promoter are included in communications between the offering entity and end users. An additional function that enables promoters to send communications to the end users is disclosed as well.

Abstract: The present invention provides cash using alternative debiting and accounting functions from associated cash and credit, or “crebit”, accounts that allow flexibility and control by the end user for providing cash and then providing alternative debiting and accounting of such withdrawal or multiple withdrawals using alternative debiting and accounting functions from the associated cash and credit “crebit” accounts, that further provide opportunities for the account provider or financial institution to have additional income from providing such methods and systems.

Abstract: The present invention provides at least one sole and at least one shoe comprising an outside wearable surface layer of a shoe sole comprising an added fragrance that is released and has an aroma when the shoe is at rest or there is friction being applied to the sole surface.