Patents by Inventor Ronald N. Ingram

Ronald N. Ingram has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for assessing credit risk in an on-line lending environment
    Patent number: 8560436
    Abstract: A method and system assigns trust ranks to nodes from disparate sources, such as user profiles found in social networking websites across the Internet. The score assigned to a profile is calculated from the subjective scores given to it by the connected profiles that have ranked it, and weighted according to the scores of those connected profiles. The score and associated data are stored in a central server with a searchable database that communicates with one or more third party application servers. The score and associated data are displayed on social networking websites according to user-defined criteria and available for use by third party users to assess the risk of doing business with a user.
    Type: Grant
    Filed: November 10, 2010
    Date of Patent: October 15, 2013
    Assignee: Neobanx Technologies, Inc.
    Inventors: Ronald N. Ingram, Dylan Littlewood, Aston Lau
  • SYSTEM AND METHOD FOR ASSESSING CREDIT RISK IN AN ON-LINE LENDING ENVIRONMENT
    Publication number: 20110112957
    Abstract: A method and system assigns trust ranks to nodes from disparate sources, such as user profiles found in social networking websites across the Internet. The score assigned to a profile is calculated from the subjective scores given to it by the connected profiles that have ranked it, and weighted according to the scores of those connected profiles. The score and associated data are stored in a central server with a searchable database that communicates with one or more third party application servers. The score and associated data are displayed on social networking websites according to user-defined criteria and available for use by third party users to assess the risk of doing business with a user.
    Type: Application
    Filed: November 10, 2010
    Publication date: May 12, 2011
    Applicant: NEOBANX TECHNOLOGIES, INC.
    Inventors: Ronald N. Ingram, DYLAN LITTLEWOOD, ASTON LAU