Patents by Inventor Ronald W. Sandstrom

Ronald W. Sandstrom has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11966913
    Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.
    Type: Grant
    Filed: July 18, 2022
    Date of Patent: April 23, 2024
    Assignee: MIRI SYSTEMS, LLC
    Inventors: Ludwik F. Zon, Ronald W. Sandstrom
  • Publication number: 20220351191
    Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.
    Type: Application
    Filed: July 18, 2022
    Publication date: November 3, 2022
    Inventors: Ludwik F. Zon, Ronald W. Sandstrom
  • Patent number: 11392938
    Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.
    Type: Grant
    Filed: July 27, 2015
    Date of Patent: July 19, 2022
    Assignee: Miri Systems, LLC
    Inventors: Ludwik F. Zon, Ronald W. Sandstrom
  • Patent number: 10963886
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Grant
    Filed: August 29, 2016
    Date of Patent: March 30, 2021
    Assignee: MIRI SYSTEMS, LLC
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Publication number: 20170148022
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Application
    Filed: August 29, 2016
    Publication date: May 25, 2017
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Patent number: 9430770
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Grant
    Filed: April 13, 2015
    Date of Patent: August 30, 2016
    Assignee: Miri Systems, LLC
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Publication number: 20150332260
    Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.
    Type: Application
    Filed: July 27, 2015
    Publication date: November 19, 2015
    Inventors: Ludwik F. Zon, Ronald W. Sandstrom
  • Publication number: 20150213447
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Application
    Filed: April 13, 2015
    Publication date: July 30, 2015
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Patent number: 9094209
    Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.
    Type: Grant
    Filed: October 5, 2010
    Date of Patent: July 28, 2015
    Assignee: Miri Systems, LLC
    Inventors: Ludwik F. Zon, Ronald W. Sandstrom
  • Patent number: 9004351
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Grant
    Filed: January 25, 2013
    Date of Patent: April 14, 2015
    Assignee: Miri Systems, LLC
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Patent number: 8893961
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Grant
    Filed: January 25, 2013
    Date of Patent: November 25, 2014
    Assignee: Miri Systems, LLC
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Publication number: 20120265686
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued by a financial institution. The payment card comprises an original payment card number. A first plurality of digits of the original payment card number is provided to a processor. The first plurality of digits are predetermined digits associated to the financial institution. A desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction is provided to the processor. A program is executed by the processor to set a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generate a first number corresponding to the desired expiration date, set a second plurality of digits in the time-limited number to the first number, and output the time-limited number.
    Type: Application
    Filed: April 25, 2012
    Publication date: October 18, 2012
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Patent number: 8181861
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued to a user by a financial institution. The payment card comprises an original payment card number. The method comprises the steps of providing to a processor a first plurality of digits of the original payment card number, where the first plurality of digits are predetermined digits associated to the financial institution, providing to the processor a desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction, and executing a program by the processor so that the program sets a first plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generates a first number corresponding to the desired expiration date, sets a second plurality of digits in the time-limited number to the first number, and outputs the time-limited number.
    Type: Grant
    Filed: October 13, 2008
    Date of Patent: May 22, 2012
    Assignee: Miri Systems, LLC
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon
  • Publication number: 20110247062
    Abstract: A system and method for generating a limited use login credential associated with an account maintained by an institution, where the credential facilitates secure access to the account.
    Type: Application
    Filed: October 5, 2010
    Publication date: October 6, 2011
    Inventors: Ludwik F. Zon, Ronald W. Sandstrom
  • Publication number: 20100089998
    Abstract: A computerized method for generating a time-limited number for use in a payment card transaction involving a payment card issued to a user by a financial institution. The payment card comprises an original payment card number. The method comprises the steps of providing to a processor a first plurality of digits of the original payment card number, where the first plurality of digits are predetermined digits associated to the financial institution, providing to the processor a desired expiration date through which the time-limited number is valid for acceptance in the payment card transaction, and executing a program by the processor so that the program sets a first. plurality of digits in the time-limited number to the first plurality of digits in the original payment card number, generates a first number corresponding to the desired expiration date, sets a second plurality of digits in the time-limited number to the first number, and outputs the time-limited number.
    Type: Application
    Filed: October 13, 2008
    Publication date: April 15, 2010
    Inventors: Ronald W. Sandstrom, Paul E. Vasil, Ludwik F. Zon