Patents by Inventor Rosanne Marie Butkowski

Rosanne Marie Butkowski has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8438106
    Abstract: Methods and systems are disclosed for managing a medical savings account that invests funds in investment accounts. A request is received for payment of a healthcare expense incurred by a party authorized for recovery under the medical savings account. A balance is drawn against a line of credit secured by one or more of the investment accounts. At least a portion of the healthcare expense is paid with funds obtained from the drawn balance. At least a portion of some of the investment accounts are liquidated in accordance with instructions provided by the party or by an owner of the medical savings account to satisfy the drawn balance of the line of credit.
    Type: Grant
    Filed: January 25, 2007
    Date of Patent: May 7, 2013
    Assignee: Alegeus Technologies LLC
    Inventors: Margaret A. Boyle, Steven T. Brown, Rosanne Marie Butkowski, Beth Griffin
  • Patent number: 8412540
    Abstract: Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
    Type: Grant
    Filed: September 29, 2010
    Date of Patent: April 2, 2013
    Assignee: Alegeus Technologies, LLC
    Inventors: Jeffrey Jay Erdmann, Steven T. Brown, Joanne E. Gruchalski, Rosanne Marie Butkowski, Douglas Luther Norman, Henry Anthony Widenski, Jr., Jimmie Lindsey, Greg Leininger, Mark Andrew Neuville, Daniel L. Perry
  • Publication number: 20110106570
    Abstract: Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
    Type: Application
    Filed: September 29, 2010
    Publication date: May 5, 2011
    Applicant: Metavante Corporation
    Inventors: Jeffrey Jay Erdmann, Steven T. Brown, Joanne E. Gruchalski, Rosanne Marie Butkowski, Douglas Luther Norman, Henry Anthony Widenski, JR., Jimmie Lindsey, Greg Leininger, Mark Andrew Neuville, Daniel L. Perry
  • Patent number: 7822624
    Abstract: Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
    Type: Grant
    Filed: July 26, 2006
    Date of Patent: October 26, 2010
    Assignee: Metavante Corporation
    Inventors: Jeffrey Jay Erdmann, Steven T. Brown, Joanne E. Gruchalski, Rosanne Marie Butkowski, Douglas Luther Norman, Henry Anthony Widenski, Jr., Jimmie Lindsey, Greg Leininger, Mark Andrew Neuville, Daniel L. Perry
  • Publication number: 20080183606
    Abstract: Methods and systems are disclosed for managing a medical savings account that invests funds in investment accounts. A request is received for payment of a healthcare expense incurred by a party authorized for recovery under the medical savings account. A balance is drawn against a line of credit secured by one or more of the investment accounts. At least a portion of the healthcare expense is paid with funds obtained from the drawn balance. At least a portion of some of the investment accounts are liquidated in accordance with instructions provided by the party or by an owner of the medical savings account to satisfy the drawn balance of the line of credit.
    Type: Application
    Filed: January 25, 2007
    Publication date: July 31, 2008
    Applicant: Metavante Corporation
    Inventors: Margaret A. Boyle, Steven T. Brown, Rosanne Marie Butkowski, Beth Griffin
  • Publication number: 20080027863
    Abstract: Methods and systems permit registration of a service provider and permit eligibility information to be provided to the service provider. Registration information is received over a financial network from a point-of-sale terminal. The registration information has an identifier associated with the point-of-sale terminal and an identification of the service provider. The identifier is associated with information identifying a device disposed at a location of the service provider in a database, permitting a communication path to the device to be established. A confirmation of registration of the point-of-sale terminal is transmitted to the device over the communication path.
    Type: Application
    Filed: July 26, 2006
    Publication date: January 31, 2008
    Applicant: Metavante Corporation
    Inventors: Jeffrey Jay Erdmann, Steven T. Brown, Joanne E. Gruchalski, Rosanne Marie Butkowski, Douglas Luther Norman, Henry Anthony Widenski, Jimmie Lindsey, Greg Leininger, Mark Andrew Neuville, Daniel L. Perry