Patents by Inventor Rosanne Russell

Rosanne Russell has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Universal line of credit having multiple financial product features
    Publication number: 20070027799
    Abstract: According to various embodiments, a system and method for providing a financial account associated with a customer asset are provided. A financial account containing funds is established for a customer. At least a portion of the funds are secured by property owned by the customer. The account enables the customer to draw funds from the account up to a credit limit, transfer funds from the account to another entity, and deposit funds into the account. After the account is established, an appraised value of the property is determined. The credit limit is automatically changed based on the determined appraised value.
    Type: Application
    Filed: December 20, 2005
    Publication date: February 1, 2007
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Jim Manelis, Rosanne Russell, Darrin Rosamond