Patents by Inventor Ross Goddard

Ross Goddard has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240202298
    Abstract: An automated teller machine comprising a sensor and a processor configured to receive user data from the sensor configured to monitor user movement information during the transaction, wherein the transaction comprises a plurality of levels; apply a weight to the user movement information; determine a risk of a fraudulent transaction is below a threshold based on a comparison of the weighted user movement information from the sensor; and allow access to a first level of the plurality of levels to access a secure resource at the automated teller machine based on the risk of the fraudulent transaction being below the threshold.
    Type: Application
    Filed: February 27, 2024
    Publication date: June 20, 2024
    Inventors: Mike Duke, Kourtney Eidam, Ross Goddard
  • Patent number: 11954188
    Abstract: An automated teller machine comprising a sensor, a network interface, and a processor configured to receive, during a transaction at the automated teller machine, user data from the sensor configured to monitor user movement information during the transaction, receive, via the network interface, user data from a mobile device, determine a risk of a fraudulent transaction based on a comparison of the user movement information from the sensor and the user data from the mobile device to expected parameters, determine that the risk of a fraudulent transaction is below a threshold, and allow access to a secure resource at the automated teller machine.
    Type: Grant
    Filed: July 26, 2021
    Date of Patent: April 9, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Mike Duke, Kourtney Eidam, Ross Goddard
  • Patent number: 11074325
    Abstract: Systems and methods for multifactor authentication are disclosed. One illustrative system described herein includes: a network interface; and a processor coupled to the network interface and configured to: begin a transaction to allow a user to access a secure resource; receive, via the network interface, user data from a mobile device, the user data comprising behavior data associated with the user; compare one or more parameters of the behavior data to expected parameters; and if the parameters are within a required range, allow access to the secure resource; or if the parameters are outside of the required range, restrict access to the secure resource.
    Type: Grant
    Filed: March 24, 2017
    Date of Patent: July 27, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Mike Duke, Kourtney Eidam, Ross Goddard