Patents by Inventor Roxane Lyons
Roxane Lyons has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11851041Abstract: Systems and methods are disclosed for estimating slipperiness of a road surface. This estimate may be obtained using an image sensor mounted on a vehicle. The estimated road slipperiness may be utilized when calculating a risk index for the road, or for an area including the road. If a predetermined threshold for slipperiness is exceeded, corrective actions may be taken. For instance, warnings may be generated to human drivers that are in control of driving vehicle, and autonomous vehicles may automatically adjust vehicle speed based upon road slipperiness detected.Type: GrantFiled: April 7, 2017Date of Patent: December 26, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Leo Nelson Chan, Kristopher Keith Gaudin, Roxane Lyons, William J. Leise, John A. Nepomuceno, Rajiv C. Shah, Edward P. Matesevac, III, Jennifer Criswell Kellett, Steven Cielocha, Jeremy Myers, Matthew S. Megyese, Jennifer L. Crawford
-
Patent number: 11816736Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.Type: GrantFiled: October 31, 2022Date of Patent: November 14, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Nathan L. Tofte, Rosemarie Geier Grant, Michael Shawn Jacob, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons
-
Publication number: 20230334583Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.Type: ApplicationFiled: June 22, 2023Publication date: October 19, 2023Applicant: State Farm Mutual Automobile Insurance CompanyInventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant
-
Publication number: 20230325935Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.Type: ApplicationFiled: June 7, 2023Publication date: October 12, 2023Inventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant, Michael Shawn Jacob
-
Publication number: 20230325936Abstract: Systems and methods relate to, inter alia, calculating a collision risk index for an area based upon historical traffic data. The systems and methods may further generate a notification to automatically engage or disengage an autonomous, or semi-autonomous, vehicle control feature in a vehicle based upon the collision risk index for the area. The systems and methods may further transmit the notification to a device of the vehicle to facilitate automatically engaging or disengaging an autonomous, or semi-autonomous, vehicle control feature in the vehicle as the vehicle approaches the area. As a result, vehicle collisions may be reduced, and vehicle safety enhanced.Type: ApplicationFiled: June 13, 2023Publication date: October 12, 2023Inventors: John A. Nepomuceno, Rajiv C. Shah, Leo Nelson Chan, Steven Cielocha, Roxane Lyons, Matthew S. Megyese, William J. Leise, Jennifer Criswell Kellett, Kristopher Keith Gaudin, Jennifer L. Crawford, Jeremy Myers, Edward P. Matesevac, III
-
Publication number: 20230274368Abstract: A computer-implemented method for assessing damage to a plurality of properties is provided. After an occurrence of an event that is a potential cause of insured losses, image data depicting an aerial view of the properties may be received from an aerial platform. The image data may be processed to determine a subsequent condition of each property after occurrence of the event. Further, a damage severity level may be determined for each property, and used to display a map depicting different regions having properties with different respective damage severity levels.Type: ApplicationFiled: May 3, 2023Publication date: August 31, 2023Inventors: Roxane Lyons, John H. Jenkins, Brian N. Harvey, Amber L. Wyatt
-
Patent number: 11727495Abstract: Systems and methods relate to, inter alia, calculating a collision risk index for an area based upon historical traffic data. The systems and methods may further generate a notification to automatically engage or disengage an autonomous, or semi-autonomous, vehicle control feature in a vehicle based upon the collision risk index for the area. The systems and methods may further transmit the notification to a device of the vehicle to facilitate automatically engaging or disengaging an autonomous, or semi-autonomous, vehicle control feature in the vehicle as the vehicle approaches the area. As a result, vehicle collisions may be reduced, and vehicle safety enhanced.Type: GrantFiled: October 7, 2020Date of Patent: August 15, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: John A. Nepomuceno, Rajiv C. Shah, Leo Nelson Chan, Steven Cielocha, Roxane Lyons, Matthew S. Megyese, William J. Leise, Jennifer Criswell Kellett, Kristopher Keith Gaudin, Jennifer L. Crawford, Jeremy Myers, Edward P. Matesevac, III
-
Patent number: 11710191Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.Type: GrantFiled: April 19, 2022Date of Patent: July 25, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant, Michael Shawn Jacob
-
Patent number: 11704738Abstract: Systems and methods are described for using data collected by unmanned aerial vehicles (UAVs) to generate insurance claim estimates that an insured individual may quickly review, approve, or modify. When an insurance-related event occurs, such as a vehicle collision, crash, or disaster, one or more UAVs are dispatched to the scene of the event to collect various data, including data related to vehicle or real property (insured asset) damage. With the insured's permission or consent, the data collected by the UAVs may then be analyzed to generate an estimated insurance claim for the insured. The estimated insurance claim may be sent to the insured individual, such as to their mobile device via wireless communication or data transmission, for subsequent review and approval. As a result, insurance claim handling and/or the online customer experience may be enhanced.Type: GrantFiled: November 9, 2020Date of Patent: July 18, 2023Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N Harvey, Roxane Lyons, Rosemarie Geier Grant
-
Patent number: 11676214Abstract: A computer-implemented method for assessing damage to a plurality of properties is provided. After an occurrence of an event that is a potential cause of insured losses, image data depicting an aerial view of the properties may be received from an aerial platform. The image data may be processed to determine a subsequent condition of each property after occurrence of the event. Further, a damage severity level may be determined for each property, and used to display a map depicting different regions having properties with different respective damage severity levels.Type: GrantFiled: September 29, 2021Date of Patent: June 13, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Roxane Lyons, John H. Jenkins, Brian N. Harvey, Amber L. Wyatt
-
Patent number: 11656094Abstract: Systems and methods are disclosed for educating vehicle drivers. Auto insurance claim data may be analyzed to identify hazardous areas associated with an abnormally high amount or severity of vehicle collisions. A virtual navigation map of roads within the hazardous areas may be built or generated. A common cause of several vehicle collisions at a hazardous area may be identified, and a virtual reconstruction of a scenario involving the common cause and/or a road map of collisions locations of may be created. The virtual reconstruction of the scenario may be displayed on a driver education virtual simulator to enhance driver education and reduce the likelihood of vehicle collisions.Type: GrantFiled: September 1, 2020Date of Patent: May 23, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Leo N. Chan, Kristopher Keith Gaudin, Roxane Lyons, William J. Leise, John A. Nepomuceno, Rajiv C. Shah, Edward P. Matesevac, III, Jennifer Criswell Kellett, Steven C. Cielocha, Jeremy Myers, Matthew S. Megyese, Jennifer L. Crawford
-
Publication number: 20230056605Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.Type: ApplicationFiled: October 31, 2022Publication date: February 23, 2023Inventors: Nathan L. Tofte, Rosemarie Geier Grant, Michael Shawn Jacob, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons
-
Publication number: 20230042735Abstract: Systems and methods are disclosed for estimating slipperiness of a road surface. This estimate may be obtained using an image sensor mounted on a vehicle. The estimated road slipperiness may be utilized when calculating a risk index for the road, or for an area including the road. If a predetermined threshold for slipperiness is exceeded, corrective actions may be taken. For instance, warnings may be generated to human drivers that are in control of driving vehicle, and autonomous vehicles may automatically adjust vehicle speed based upon road slipperiness detected.Type: ApplicationFiled: October 14, 2022Publication date: February 9, 2023Inventors: Kristopher Keith Gaudin, Roxane Lyons, William J. Leise, John A. Nepomuceno, Rajiv C. Shah, Edward P. Matesevac, III, Jennifer Criswell Kellett, Jeremy Myers, Matthew S. Megyese, Leo Nelson Chan, Steven Cielocha, Jennifer L. Crawford
-
Patent number: 11498537Abstract: Systems and methods are disclosed for estimating slipperiness of a road surface. This estimate may be obtained using an image sensor mounted on a vehicle. The estimated road slipperiness may be utilized when calculating a risk index for the road, or for an area including the road. If a predetermined threshold for slipperiness is exceeded, corrective actions may be taken. For instance, warnings may be generated to human drivers that are in control of driving vehicle, and autonomous vehicles may automatically adjust vehicle speed based upon road slipperiness detected.Type: GrantFiled: June 23, 2020Date of Patent: November 15, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Kristopher Keith Gaudin, Roxane Lyons, William J. Leise, John A. Nepomuceno, Rajiv C. Shah, Edward P. Matesevac, III, Jennifer Criswell Kellett, Jeremy Myers, Matthew S. Megyese, Leo Nelson Chan, Steven Cielocha, Jennifer L. Crawford
-
Publication number: 20220245729Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.Type: ApplicationFiled: April 19, 2022Publication date: August 4, 2022Inventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant, Michael Shawn Jacob
-
Publication number: 20220245720Abstract: Unmanned aerial vehicles (UAVs) may facilitate the generation of a virtual reconstruction model of a vehicle collision. UAVs may collect data (including images) related to the vehicle collision, such as with the insured's permission, which may be received by an external computing device associated with the insurer and utilized to perform a photogrammetric analysis of the images to determine vehicle impact points, the road layout at the scene of the collision, the state of the traffic light at the scene of the collision, the speeds and directions of vehicles, etc. This data may be used to generate a virtual reconstruction model of the vehicle collision. An insurer may use the virtual reconstruction model to perform various insurance-related tasks, such as allocating fault to drivers or autonomous vehicles involved in the vehicle collision, and adjustment of insurance pricing based upon the fault allocation.Type: ApplicationFiled: April 19, 2022Publication date: August 4, 2022Inventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant
-
Patent number: 11334940Abstract: Unmanned aerial vehicles (UAVs) may facilitate the generation of a virtual reconstruction model of a vehicle collision. UAVs may collect data (including images) related to the vehicle collision, such as with the insured's permission, which may be received by an external computing device associated with the insurer and utilized to perform a photogrammetric analysis of the images to determine vehicle impact points, the road layout at the scene of the collision, the state of the traffic light at the scene of the collision, the speeds and directions of vehicles, etc. This data may be used to generate a virtual reconstruction model of the vehicle collision. An insurer may use the virtual reconstruction model to perform various insurance-related tasks, such as allocating fault to drivers or autonomous vehicles involved in the vehicle collision, and adjustment of insurance pricing based upon the fault allocation.Type: GrantFiled: April 2, 2020Date of Patent: May 17, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Michael Shawn Jacob, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant
-
Patent number: 11334953Abstract: Unmanned aerial vehicles (UAVs) may facilitate insurance-related tasks. UAVs may actively be dispatched to an area surrounding a property, and collect data related to property. A location for an inspection of a property to be conducted by a UAV may be received, and one or more images depicting a view of the location may be displayed via a user interface. Additionally, a geofence boundary may be determined based on an area corresponding to a property boundary, where the geofence boundary represents a geospatial boundary in which to limit flight of the UAV. Furthermore, a navigation route may be determined which corresponds to the geofence boundary for inspection of the property by the UAV, the navigation route having waypoints, each waypoint indicating a location for the UAV to obtain drone data. The UAV may be directed around the property using the determined navigation route.Type: GrantFiled: April 2, 2020Date of Patent: May 17, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Nathan L. Tofte, Timothy W. Ryan, Nathan W. Baumann, Joshua David Lillie, Brian N. Harvey, Roxane Lyons, Rosemarie Geier Grant, Michael Shawn Jacob
-
Patent number: 11257377Abstract: Systems and methods are disclosed for identifying high risk parking lots. High risk parking lots may be, for example, parking lots that pose a higher than average risk of collisions and/or theft. Auto insurance claim data may be analyzed to identify hazardous areas. A virtual navigation of roads within the hazardous area may be identified. Public parking lots within the virtual navigation map may be defined, with each public parking lot determined as either in a hazardous area or not. A vehicle may be determined to be approaching or parking in a parking lot in a hazardous area, and a nearby public parking lot not associated with the hazardous area may be selected instead. A route from a current position to the nearby public parking lot may be generated, and the vehicle may be routed to the nearby public parking lot. As a result, collisions and thefts may be reduced.Type: GrantFiled: July 31, 2020Date of Patent: February 22, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: John A. Nepomuceno, Leo Chan, Steven C. Cielocha, Roxane Lyons, Matthew S. Megyese, William J. Leise, Jennifer L. Crawford, Jennifer Criswell Kellett, Kristopher Keith Gaudin, Jeremy Myers, Edward P. Matesevac, III, Rajiv C. Shah
-
Publication number: 20220020095Abstract: A computer-implemented method for assessing damage to a plurality of properties is provided. After an occurrence of an event that is a potential cause of insured losses, image data depicting an aerial view of the properties may be received from an aerial platform. The image data may be processed to determine a subsequent condition of each property after occurrence of the event. Further, a damage severity level may be determined for each property, and used to display a map depicting different regions having properties with different respective damage severity levels.Type: ApplicationFiled: September 29, 2021Publication date: January 20, 2022Inventors: Roxane Lyons, John H. Jenkins, Brian N. Harvey, Amber L. Wyatt