Patents by Inventor Roy Heilig

Roy Heilig has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11373180
    Abstract: A method, such as for executing electronic financial transactions, is disclosed herein. The method can include arranging an automated bank terminal and a bank core in communication with one another over a secured internal bank network. The method can also include receiving, at the automated bank terminal, a banking transaction request from a user wherein the banking transaction request is defined by a plurality of transaction details. The method can also include directing, with the automated bank terminal, the banking transaction request to a partner switch outside of the secured internal bank network in response to receiving the banking transaction request.
    Type: Grant
    Filed: January 16, 2019
    Date of Patent: June 28, 2022
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Tom Cappelli, Roy Heilig
  • Patent number: 11126982
    Abstract: A system and method provide for enhanced in-lobby-teller (ILT) machines. A banking system includes a local switch, a bank core, a teller terminal, and an ILT machine. The teller terminal allows a bank teller to approve customer requests entered at an ILT. The ILT receives requests and determines if teller approval is needed for the request. If so, the request is forwarded to a teller/teller terminal. When approved, an indication is set in the banking request and the now approved request is sent back to the ILT machine. The ILT machine detects the approval indication and transmits the request to the external-partner switch. This switch returns the transaction request to the local bank switch for forwarding to the bank core. The core may update account information associated with the banking request and then route it back to the ILT where any remaining tasks of the transaction request are completed.
    Type: Grant
    Filed: March 1, 2018
    Date of Patent: September 21, 2021
    Assignee: Diebold Nixdorf, Incorporated
    Inventors: Tom Cappelli, Roy Heilig
  • Publication number: 20190147442
    Abstract: A method, such as for executing electronic financial transactions, is disclosed herein. The method can include arranging an automated bank terminal and a bank core in communication with one another over a secured internal bank network. The method can also include receiving, at the automated bank terminal, a banking transaction request from a user wherein the banking transaction request is defined by a plurality of transaction details. The method can also include directing, with the automated bank terminal, the banking transaction request to a partner switch outside of the secured internal bank network in response to receiving the banking transaction request.
    Type: Application
    Filed: January 16, 2019
    Publication date: May 16, 2019
    Inventors: Tom Cappelli, Roy Heilig
  • Publication number: 20180253707
    Abstract: A system and method provide for enhanced in-lobby-teller (ILT) machines. A banking system includes a local switch, a bank core, a teller terminal, and an ILT machine. The teller terminal allows a bank teller to approve customer requests entered at an ILT. The ILT receives requests and determines if teller approval is needed for the request. If so, the request is forwarded to a teller/teller terminal. When approved, an indication is set in the banking request and the now approved request is sent back to the ILT machine. The ILT machine detects the approval indication and transmits the request to the external-partner switch. This switch returns the transaction request to the local bank switch for forwarding to the bank core. The core is may update account information associated with the banking request and then route it back to the ILT where any remaining tasks of the transaction request are completed.
    Type: Application
    Filed: March 1, 2018
    Publication date: September 6, 2018
    Inventors: Tom Cappelli, Roy Heilig