Abstract: A pre-paid debit or credit card account, and an associated pre-paid debit or credit card, is provided to a consumer for use with one or more check conversion stations. The check conversion stations include a card reader for obtaining user account data associated with the consumer's pre-paid debit or credit card account from the pre-paid debit or credit card and a paper check scanner for obtaining check data from a paper check provided by the consumer. At least part of the user account data and the check data is then subjected to analysis, verification, and/or approval of a transfer of at least part of the funds indicated by the check data to the balance of the pre-paid debit or credit card.

Abstract: Refund issuing stations that can be accessed by users/taxpayers include a user interface for obtaining user ID data associated with users/taxpayers and a card/cash dispenser for providing the users/taxpayers with a prepaid tax refund debit or credit card, or currency, based on user tax and/or refund data provided by a financial management system used to prepare user's tax returns and tax related documents, and/or file the user's tax returns.

Abstract: N-(phenylethyl)succinamic acid or its salts is applied as a seed treatment or applied directly on or near the root zone of the seedling or growing plant to protect plant growth in the presence of selected herbicides.

Abstract: An apparatus and method for providing isolation between components in microfabricated devices is provided. In one embodiment, a microfabricated device comprises: a base layer; a microfabricated component; and a non-sacrificial aerogel layer in contact with the microfabricated component and supporting the microfabricated thermal component on the base layer. The non-sacrificial aerogel layer is positioned to provide at least one of thermal, electrical or acoustic isolation between the microfabricated thermal component and the base layer.

Abstract: Systems, program product, and methods of suppressing residual water bottom energy in seismic data, are provided. An example of a system, program product, and method can be applied to post-stack datasets and can combine multi-channel deconvolution with novel sorting keys to efficiently identify and suppress residual water bottom energy in common depth point (CDP) stacked seismic data, thereby increasing the resolving power of seismic data leading to an improved interpretation of seismic signals reflected from oil reservoirs.

Abstract: Systems, program product, and methods of suppressing residual water bottom energy in seismic data, are provided. An example of a system, program product, and method can be applied to post-stack datasets and can combine multi-channel deconvolution with novel sorting keys to efficiently identify and suppress residual water bottom energy in common depth point (CDP) stacked seismic data, thereby increasing the resolving power of seismic data leading to an improved interpretation of seismic signals reflected from oil reservoirs.

Abstract: A method and system for providing coupons to select consumers includes a process for providing coupons to select consumers whereby a coupon provider defines one or more coupon eligibility criterion that must be met by a consumer in order for the consumer to be eligible to receive one or more coupons. Access to data representing the one or more coupon eligibility criterion is then provided. A consumer's financial data is then obtained from one or more sources using a computing system implemented financial management system. In one embodiment, using the consumer's financial data and the data representing the one or more coupon eligibility criterion, one or more coupons are identified that the consumer is eligible to receive. In one embodiment, the consumer is then provided access to the one or more coupons identified that the consumer is eligible to receive.

Abstract: A method for reconstructing seismic data signals of poor quality to improve the signal-to-noise ratio of the data for display and analysis in connection with the selection of drilling sites for recovery of hydrocarbons. The method includes providing a signal model by applying a Karhunen-Loeve transform to selected input seismic data collected for the target zone, to form a co-variance matrix from the dot products of all pairs of input data. Eigenvalues and eigenvectors for the matrix are computed, and the most significant eigenvectors are inversely transformed to provide a coherent estimate of the signal. The input data is combined with the model data based on the determination that the model data lacks continuity, wherein the good quality signal-to-noise ratio data experiences little change and discontinuous data is enhanced by a contribution of the signal estimate data. The reconstructed seismic data of the target zone can be displayed for analysis.

Abstract: A method for managing loan processing workflow includes a workflow of a logical sequence of interdependent tasks to be performed to complete processing of a loan from initial input to closing. The workflow has tasks and notifications. Each task has an associated status, either resolved or not resolved. Related tasks and notifications are grouped into sets. The workflow tasks are displayed in a logical order and upon satisfaction of predetermined conditions. At least one of the displayed tasks requires input from a user to set the status and a user changes the status of the task to resolved. One or more notifications linked to certain of the workflow tasks are output and do not require input from a user. A loan application is processed through the workflow. All tasks can require resolved status before displaying the next one and each can require input from a user.

Abstract: A method and system of coordination between CAD drawings for collision checking purposes. By linking to a common data file structure in a central location, collisions can be detected between drawings whether the drawings are in the same computer, elsewhere on a network or, through data communications networks such as the internet, on the other side of the world. This process can be applied to any project where work in more than one CAD drawing is required.