Patents by Inventor Ruben G. Duran

Ruben G. Duran has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8630922
    Abstract: An escrow accommodation system is provided, including a first escrow client subsystem disposed in a first location, said first escrow client subsystem including first software and a first communication device comprising a first camera configured to be operated with the first software to facilitate an online videoconference meeting regarding an escrow, and a second escrow client subsystem disposed in a second location, said second escrow client subsystem including second software and a second communication device comprising a second camera configured to facilitate the online videoconference meeting regarding the escrow. The first escrow client subsystem is configured to display a list of available escrow companies for performing escrow services and fees associated with available escrow companies, and the first escrow client subsystem is configured to facilitate an escrow opening meeting online between a customer and an escrow company selected from the list.
    Type: Grant
    Filed: March 19, 2012
    Date of Patent: January 14, 2014
    Inventor: Ruben G. Duran
  • Publication number: 20120259751
    Abstract: An escrow accommodation method and system adapted for deployment via the offices of brokers, mortgage companies, lending institutions and title insurers to facilitate remote video-conferencing of potential buyers and sellers with independent escrow agents. The design includes contracting with and/or contacting at least one escrow company to provide escrow services from a remote location; contracting with and/or contacting at least one non-escrow company, e.g., broker, mortgage company, lending institution, and/or title insurer, to allow remote escrow services to be provided at an office of at least one non-escrow company; and enabling the provision of escrow services by the escrow company to an individual located at the office of at least one non-escrow company via a videoconferencing system disposed between the escrow company and the office of the non-escrow company.
    Type: Application
    Filed: February 12, 2010
    Publication date: October 11, 2012
    Inventor: Ruben G. Duran
  • Publication number: 20120173389
    Abstract: An escrow accommodation system is provided, including a first escrow client subsystem disposed in a first location, said first escrow client subsystem including first software and a first communication device comprising a first camera configured to be operated with the first software to facilitate an online videoconference meeting regarding an escrow, and a second escrow client subsystem disposed in a second location, said second escrow client subsystem including second software and a second communication device comprising a second camera configured to facilitate the online videoconference meeting regarding the escrow. The first escrow client subsystem is configured to display a list of available escrow companies for performing escrow services and fees associated with available escrow companies, and the first escrow client subsystem is configured to facilitate an escrow opening meeting online between a customer and an escrow company selected from the list.
    Type: Application
    Filed: March 19, 2012
    Publication date: July 5, 2012
    Inventor: Ruben G. Duran
  • Patent number: 8140430
    Abstract: An escrow accommodation system adapted for deployment in the offices of brokers, mortgage companies, lending institutions and title insurers to facilitate remote video-conferencing of potential buyers and sellers with independent escrow agents. The system includes a first client subsystem disposed in a first office. The first client subsystem includes a microprocessor, software running on the microprocessor for facilitating an escrow arrangement, a camera coupled to the microprocessor, and a display coupled to the computer. A second client subsystem is provided in a second office. The second client subsystem includes a microprocessor, software running on the microprocessor for facilitating an escrow arrangement, a camera coupled to the microprocessor, and a display coupled to the microprocessor. The first and second client subsystems are connected via a network. In the illustrative embodiment, the software includes code for receiving customer escrow data and displaying a list of escrow companies.
    Type: Grant
    Filed: July 27, 2001
    Date of Patent: March 20, 2012
    Inventor: Ruben G. Duran
  • Publication number: 20030023548
    Abstract: An escrow accommodation system adapted for deployment in the offices of brokers, mortgage companies, lending institutions and title insurers to facilitate remote video-conferencing of potential buyers and sellers with independent escrow agents. The system includes a first client subsystem disposed in a first office. The first client subsystem includes a microprocessor, software running on the microprocessor for facilitating an escrow arrangement, a camera coupled to the microprocessor, and a display coupled to the computer. A second client subsystem is provided in a second office. The second client subsystem includes a microprocessor, software running on the microprocessor for facilitating an escrow arrangement, a camera coupled to the microprocessor, and a display coupled to the microprocessor. The first and second client subsystems are connected via a network. In the illustrative embodiment, the software includes code for receiving customer escrow data and displaying a list of escrow companies.
    Type: Application
    Filed: July 27, 2001
    Publication date: January 30, 2003
    Inventor: Ruben G. Duran