Patents by Inventor Ruobing Lu

Ruobing Lu has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20250037209
    Abstract: A transaction model of a general model generates a target transaction vector for a target transaction record. The general model also generates account vectors for accounts. A match score is generated between the account vectors and the transaction vector. The general model selects a first account identifier of an account using the match score. The transaction model also generates historical transaction vectors for historical transaction records. Further, a comparison score is generated between the historical transaction vectors and the target transaction vector. A second account identifier of an historical transaction is selected according to the comparison score. One of the first account identifier and the second account identifier is selected as the account identifier for the transaction record, and the transaction record is stored with the account identifier.
    Type: Application
    Filed: October 16, 2024
    Publication date: January 30, 2025
    Applicant: Intuit Inc.
    Inventors: Lei PEI, Juan LIU, Ruobing LU, Ying SUN, Heather Elizabeth SIMPSON, Nhung HO
  • Patent number: 12148048
    Abstract: A method utilizes a framework for transaction categorization personalization. A transaction record is received. a baseline model is selected from a plurality of machine learning models. An account identifier, corresponding to the transaction record using the baseline model, is selected. The account identifier for the transaction record is presented.
    Type: Grant
    Filed: March 30, 2021
    Date of Patent: November 19, 2024
    Assignee: Intuit Inc.
    Inventors: Lei Pei, Juan Liu, Ruobing Lu, Ying Sun, Heather Elizabeth Simpson, Nhung Ho
  • Publication number: 20220318898
    Abstract: A method categorizes transaction records. A transaction record is received by a server application. The transaction record is encoded with a first machine learning model to obtain a transaction vector, wherein the transaction vector is in a same vector space as multiple account vectors. A second machine learning model executing in the server application, selects an account vector, from the multiple account vectors, corresponding to the transaction vector. An account identifier, corresponding to the account vector, is presented for the transaction record.
    Type: Application
    Filed: March 30, 2021
    Publication date: October 6, 2022
    Applicant: Intuit Inc.
    Inventors: Lei Pei, Juan Liu, Ruobing Lu, Ying Sun, Heather Elizabeth Simpson, Nhung Ho
  • Publication number: 20220318925
    Abstract: A method utilizes a framework for transaction categorization personalization. A transaction record is received. a baseline model is selected from a plurality of machine learning models. An account identifier, corresponding to the transaction record using the baseline model, is selected. The account identifier for the transaction record is presented.
    Type: Application
    Filed: March 30, 2021
    Publication date: October 6, 2022
    Applicant: Intuit Inc.
    Inventors: Lei Pei, Juan Liu, Ruobing Lu, Ying Sun, Heather Elizabeth Simpson, Nhung Ho
  • Patent number: 11250345
    Abstract: Certain aspects of the present disclosure provide techniques for improving a user experience based on electronic records of transactions. Embodiments include training a classifier using training data comprising a set of historical transaction descriptions and a set of corresponding historical classifications that indicate whether or not each historical transaction description of the set of historical transaction descriptions is associated with a user location. Embodiments further include receiving a transaction record describing a transaction associated with a user. Embodiments further include using the classifier to determine a classification for the transaction. The classification indicates whether or not the transaction description is associated with a location of the user. Embodiments further include providing, based at least in part on the classification, a communication to the user that relates to the location of the user.
    Type: Grant
    Filed: June 8, 2018
    Date of Patent: February 15, 2022
    Assignee: INTUIT INC.
    Inventors: Tarek Rabbani, Kishore Nene, Ruobing Lu, Siddhartha Misra