Patents by Inventor Rupa Subramanian

Rupa Subramanian has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9799027
    Abstract: A method for authorizing a digital wallet transaction initiated by a consumer from a merchant web site or app includes providing an acceptance mark on a merchant landing page associated with the merchant web site or app for initiating the digital wallet transaction, the acceptance mark comprising a link to a host server accessing an acceptance network for authorizing payment, the acceptance network comprising a plurality of digital wallets. A wallet selector switch allows selection of a wallet, the transaction is routed to the selected wallet, a payment card and shipping address are selected and the transaction is redirected back to the merchant with purchase details for authorizing and completing the digital wallet transaction. The wallets can include federated and non-federated cobranded wallets and partner-hosted wallets. Direct provisioning with partner credentials and automatic update of consumer details is provided in a federated cobranded wallet.
    Type: Grant
    Filed: January 22, 2013
    Date of Patent: October 24, 2017
    Assignee: Mastercard International Incorporated
    Inventors: Mehmet Pasa, Michael J. Friedman, Ngassam Ngnoumen, Celine Martig, Shoshana C. Rosenfield, Rupa Subramanian, Zavida Mangaru, John F. Cacioppo
  • Publication number: 20130254115
    Abstract: Various consumer interface platforms are converged to facilitate user access to an electronic network of wallets. The functions of both remote and NFC payment, among other interface platforms, give the purchaser access to a single electronic wallet for online E-commerce and a variety of mCommerce scenarios, some including brick and mortar, face-to-face (F2F), and/or point-of-sale (POS) transaction payments. The network of wallets has a network operator intermediating payment transactions between merchants and wallet providers. In this way, the parallel consumer interface platforms, such as remote platform enabling e-commerce payments, an NFC platform, and/or others, into a single converged payment platform that is usable in either or both transaction settings.
    Type: Application
    Filed: May 6, 2013
    Publication date: September 26, 2013
    Applicant: MasterCard International Incorporated
    Inventors: Mehmet Pasa, Michael J. Friedman, Ngassam Ngnoumen, Celine Martig, Shoshana C. Rosenfield, Rupa Subramanian, Zavida Mangaru, John F. Cacioppo, Scott Moser, Amyn Dhala