Abstract: A method of providing a personalized advertisement campaign includes receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution, creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data, delivering online a pre-advertisement to at least one selected customer of the plurality of customers, receiving a prospective unique customer identification code from the financial institution when at least one prospective customer accepts the pre-advertisement, matching the prospective unique customer identification code to at least one prospective customer of the plurality of customers, and delivering a financial application associated with the pre-advertisement to the at least one prospective customer with the matched prospective unique customer identification code.

Abstract: A method of providing a personalized advertisement campaign purpose includes: receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution and a prospective unique customer identification code associated with the plurality of customers of the financial institution; creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data; receiving from the financial institution an authenticated unique customer identification code that is matched to authenticated data from at least one prospective customer of the plurality of customers of the financial institution; matching the prospective unique customer identification code to the authenticated unique customer identification code; matching the authenticated unique customer identification code to at least one key lifestyle indicators of the plurality of customers; and delivering a financial application form associated with the matched key lifestyle indicato

Abstract: The subject personalized consumer advertising/ad placement system provides the ability for advertisers, ad agencies, and any other applicable organization to determine and electronically present their “ideal” consumer profile and have their advertisement/promotion placed in front of all consumers who match the profile based on the anonymous mining of the consumers actual spending across a broad base of spending categories.

Abstract: The subject personalized consumer advertising/ad placement system provides the ability for advertisers, ad agencies, and any other applicable organization to determine and electronically present their “ideal” consumer profile and have their advertisement/promotion placed in front of all consumers who match the profile based on the anonymous mining of the consumers actual spending across a broad base of spending categories.

Abstract: A method of providing a personalized advertisement campaign includes identifying at least one customer of a financial institution via at least one cookie associated with the at least one customer; matching a prospective unique customer identification code with at least one key lifestyle indicator, which describe customer attributes, associated with the at least one customer; delivering online a pre-advertisement to at least one selected customer that is matched with the key lifestyle indicators; receiving an authentication of at least one selected customer from the financial institution; and delivering a financial application form associated with the pre-advertisement to the at least one authenticated customer who accepts the pre-advertisement.

Abstract: A method for providing one way trust via a third party advertisement presenter includes creating one or more advertisement campaigns which are delivered though a third party advertisement presenter's cookies, mapping the third party advertisement presenter's cookies to a demand side platform's cookies, providing the corresponding third party advertisement presenter's cookies via the demand side platform's cookies if the websites accessed by the individual include advertising space the demand side platform is bidding on, and delivering the one or more advertisement campaigns to the individual through the corresponding third party advertisement presenter's cookies.

Abstract: A method for creating a customized advertising campaign includes displaying a list of available products and/or services for an advertising campaign, determining a list of consumers to be targeted by the advertising campaign, and selecting a product or service for the advertising campaign. The method further includes inputting advertising campaign detail information wherein the advertising campaign detail information includes at least one of an advertising campaign name, a start date, and an end date. The method also includes providing a list of one or more pre-associated banner templates for the advertising campaign, selecting one or more pre-associated banner templates for the advertising campaign, editing text of the one or more selected pre-associated banner templates, and publishing the one or more selected pre-associated banner templates according to the campaign detail information to one or more delivery websites.

Abstract: A method for creating a customized advertising campaign includes displaying a list of available products and/or services for an advertising campaign, determining a list of consumers to be targeted by the advertising campaign, and selecting a product or service for the advertising campaign. The method further includes inputting advertising campaign detail information wherein the advertising campaign detail information includes at least one of an advertising campaign name, a start date, and an end date. The method also includes providing a list of one or more pre-associated banner templates for the advertising campaign, selecting one or more pre-associated banner templates for the advertising campaign, editing text of the one or more selected pre-associated banner templates, and publishing the one or more selected pre-associated banner templates according to the campaign detail information to one or more delivery websites.

Abstract: When incentivizing vendors to give greater discounts on items or services offered or advertised to specific customers on a third-party website in exchange for reduced advertisement pricing, a vendor enters offer parameters (e.g., item or service for sale, price or discount amount, terms of the offer, a permitted number of acceptances of the offer, etc.) into a user interface along with target customer criteria (e.g., age, gender, minimum income, etc.). The target criteria is matched to customer profile data, and an advertisement generated using the offer parameter information is presented to customers whose profiles match the target criteria. In return for offering larger discounts, a cost per event (CPE) associated with the advertisement is reduced for the vendor. An invoice is generated and transmitted to the vendor, and upon receipt of payment, the advertisement provider remits a portion of the received payment to the website owner.

Abstract: Systems and methods are described for presenting targeted offer advertisements to qualified customers while browsing the Internet. A designated interaction region such as a frame or border is positioned on each advertisement, and when a customer activates the border by clicking on or hovering a cursor there over, a menu of selectable options is displayed, from which the customer may select to perform an action on the offer. For instance, the customer may select an option to save the targeted offer to an offer library for later review. Additionally, the customer may select an option to access the offer library to review details of saved offers.

Abstract: A method of providing a personalized advertisement campaign includes identifying at least one customer of a financial institution via at least one cookie associated with the at least one customer; matching a prospective unique customer identification code with at least one key lifestyle indicator, which describe customer attributes, associated with the at least one customer; delivering online a pre-advertisement to at least one selected customer that is matched with the key lifestyle indicators; receiving an authentication of at least one selected customer from the financial institution; and delivering a financial application form associated with the pre-advertisement to the at least one authenticated customer who accepts the pre-advertisement.

Abstract: A method of providing a personalized advertisement campaign purpose includes: receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution and a prospective unique customer identification code associated with the plurality of customers of the financial institution; creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data; receiving from the financial institution an authenticated unique customer identification code that is matched to authenticated data from at least one prospective customer of the plurality of customers of the financial institution; matching the prospective unique customer identification code to the authenticated unique customer identification code; matching the authenticated unique customer identification code to at least one key lifestyle indicators of the plurality of customers; and delivering a financial application form associated with the matched key lifestyle indicato

Abstract: A method of providing a personalized advertisement campaign includes receiving from a financial institution anonymized customer data associated with a plurality of customers of the financial institution, creating key lifestyle indicators, which describe customer attributes, from the anonymized customer data, delivering online a pre-advertisement to at least one selected customer of the plurality of customers, receiving a prospective unique customer identification code from the financial institution when at least one prospective customer accepts the pre-advertisement, matching the prospective unique customer identification code to at least one prospective customer of the plurality of customers, and delivering a financial application associated with the pre-advertisement to the at least one prospective customer with the matched prospective unique customer identification code.

Abstract: A method for providing one way trust via a third party advertisement presenter includes creating one or more advertisement campaigns which are delivered though a third party advertisement presenter's cookies, mapping the third party advertisement presenter's cookies to a demand side platform's cookies, providing the corresponding third party advertisement presenter's cookies via the demand side platform's cookies if the websites accessed by the individual include advertising space the demand side platform is bidding on, and delivering the one or more advertisement campaigns to the individual through the corresponding third party advertisement presenter's cookies.

Abstract: A system for delivering targeted content to a device includes a database and a processor. The database stores anonymous identifications for a plurality of customers of a financial institution. Each anonymous identification is associated with financial information for a respective customer of the financial institution. The processor includes software that is configured to classify consumers, create a targeted list of content viewers, and deliver a targeted advertisement over a network to a device used by a content viewer on the targeted list. The classifications can be based on the financial information associated with each anonymous identification. The target list of content viewers can be based on at least one selected classification. The advertisement can be delivered to a device used by a content viewer on the targeted list after the device has been used to log onto an application offered by the at least one financial institution.

Abstract: Systems and methods are described for delivering targeted content to a customer through a voice response unit (VRU). When the customer calls into the VRU, the customer is prompted to enter identification information. A unique customer identification code (UCIC) associated with the customer is used to look up an anonymized customer profile stored by a third party server. An advertisement identification code (ADIC) associated with the anonymized customer profile is used to identify targeted offers for the customer. The customer is then informed of the targeted offers verbally by the VRU. Optionally, the customer is presented with details of the offer verbally via the VRU. According to another aspect, the customer can select alternate media for delivery of the offer details (e.g., email, text message, etc.).

Abstract: A system for delivering targeted content to a device includes a database and a processor. The database stores anonymous identifications for a plurality of customers of at least one financial institution. Each anonymous identification is associated with financial information for a respective customer of the at least one financial institution. The processor includes software that is configured to classify consumers, create a targeted list of content viewers, and deliver a targeted advertisement over a network to a device used by a content viewer on the targeted list. The classifications can be based on the financial information associated with each anonymous identification. The target list of content viewers can be based on at least one selected classification. The advertisement can be delivered to a device used by a content viewer on the targeted list after the device has been used to log onto an application offered by the at least one financial institution.

Abstract: Systems and methods are described for delivering targeted content to a customer through a voice response unit (VRU). When the customer calls into the VRU, the customer is prompted to enter identification information. A unique customer identification code (UCIC) associated with the customer is used to look up an anonymized customer profile stored by a third party server. An advertisement identification code (ADIC) associated with the anonymized customer profile is used to identify targeted offers for the customer. The customer is then informed of the targeted offers verbally by the VRU. Optionally, the customer is presented with details of the offer verbally via the VRU. According to another aspect, the customer can select alternate media for delivery of the offer details (e.g., email, text message, etc.).

Abstract: A method for creating a customized advertising campaign includes displaying a list of available products and/or services for an advertising campaign, determining a list of consumers to be targeted by the advertising campaign, and selecting a product or service for the advertising campaign. The method further includes inputting advertising campaign detail information wherein the advertising campaign detail information includes at least one of an advertising campaign name, a start date, and an end date. The method also includes providing a list of one or more pre-associated banner templates for the advertising campaign, selecting one or more pre-associated banner templates for the advertising campaign, editing text of the one or more selected pre-associated banner templates, and publishing the one or more selected pre-associated banner templates according to the campaign detail information to one or more delivery websites.

Abstract: A system for delivering targeted content to a device includes a database and a processor. The database stores anonymous identifications for a plurality of customers of a financial institution. Each anonymous identification is associated with financial information for a respective customer of the financial institution. The processor includes software that is configured to classify consumers, create a targeted list of content viewers, and deliver a targeted advertisement over a network to a device used by a content viewer on the targeted list. The classifications can be based on the financial information associated with each anonymous identification. The target list of content viewers can be based on at least one selected classification. The advertisement can be delivered to a device used by a content viewer on the targeted list after the device has been used to log onto an application offered by the at least one financial institution.