Abstract: A transaction process system (10) provides for data transactions between parties. In a credit card transaction, the parties are the merchant (20), acquiring bank (24), card association (34), issuing bank (14), and cardholder (12). A transaction processing center (30) is positioned between the acquiring bank and the card association. The transaction processing center provides data processing channels for message-based processing (72) and filed-based processing (76). The file-based processing uses an incoming queue (80) and outgoing queue (84) to simplify the interface. The transaction processing center also provides for currency conversions and account reconciliation on a per transaction basis. The transaction processing center uses a scheduler (160) to efficiently manage the data processing resources and an account reconciliation processor (200) to identify discrepancies and initiate corrective action.

Abstract: A plate attached to the bottom surface of a skateboard deck to provide a consistent sliding surface when using the bottom surface of the deck to perform to perform tricks or acrobatic maneuvers. The plate mounts between the trucks of the skateboard and the deck and using the truck mounts and is designed to cover the bottom surface of the deck between the two trucks. The plate is cut to fit the prescribed area and is cut from hard plastic materials.