Abstract: A packaged applicator pre-treated with a desired substance. The pre-treated applicator is configured to be worn on a user's hand for applying the substance onto a surface by hand.

Abstract: A method of playing a modified blackjack game with a dealer and at least one player includes providing a stack of playing cards having a plurality of decks, the stack including at least one wild card, taking side bets regarding the wild card before dealing any cards, dealing a hand to the player and the dealer, and playing the hand long enough to determine a winner. Playing the hand includes selecting a value for the wild card by the player that is dealt the wild card, the selected value being taken from among the values associated with any one of the playing cards. Playing the hand can also include limiting the number of hits the player can take after being dealt the wild card and/or determining that the dealer wins all pushes with the player having the wild card. Also, a player can stop receiving cards after receiving the wild card, and win immediately or win pending the outcome of the dealer's hand.

Abstract: A method of playing a modified blackjack game includes designating at least one card within the standard deck as a wild card. In playing the game to determine a winner, a value is selected for the wild card to achieve a total of twenty-one if the player receives the wild card and the value of non-wild card(s) in the hand of the player totals ten or greater. A value is selected for the wild card from the values normally assigned to any of the playing cards if the player receives the wild card and the value of non-wild card(s) in the hand of the player totals less than ten. The wild card is played at face value if the dealer receives the wild card.

Abstract: A method of playing a modified blackjack game with a dealer and at least one player comprises providing a stack of playing cards including a plurality of decks, and selecting a card from among the stack of playing cards to serve as both a cut card and a wild card. The cut/wild card is not playable by the dealer. The cut/wild card is placed into generally the lower portion of the stack of playing cards. A value for the cut/wild card is selected by the player that is dealt the cut/wild card. The selected value may be taken from among the values associated with any one of the playing cards.

Abstract: A method of playing a modified blackjack game with a dealer and at least one player comprises providing a stack of playing cards including a plurality of decks, and selecting a card from among the stack of playing cards to serve as both a cut card and a wild card. The cut/wild card is not playable by the dealer. The cut/wild card is placed into generally the lower portion of the stack of playing cards. A value for the cut/wild card is selected by the player that is dealt the cut/wild card. The selected value may be taken from among the values associated with any one of the playing cards.