Patents by Inventor Rustam N. Wadia

Rustam N. Wadia has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9214051
    Abstract: Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: December 15, 2015
    Assignee: Bank of America Coporation
    Inventors: Kurt D. Newman, Timothy J. Bendel, Rustam N. Wadia, Debashis Ghosh
  • Patent number: 9196111
    Abstract: Systems and methods according to the present invention provide a more secure Automated Teller Machine (ATM) transaction by preventing observation of banking customers' Personal Identification Number (PIN). Such systems and methods make it difficult to obtain a customer's PIN by tracking the hand movement of a customer using an ATM. Inputs presented for a customer selection are preferably dynamically displayed in different locations preferably each time the customer is asked to enter a PIN. Dynamically changing the sequence of the display and/or location of the presented inputs reduces the possibility of mapping the hand movement of the customer to the positions of the inputs displayed for a customer selection. Inputs may also be presented at a very narrow viewing angle, thereby making observation of a PIN difficult. Hence, banking customers are preferably provided with a more robust and secured ATM transaction system.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: November 24, 2015
    Assignee: Bank of America Corporation
    Inventors: Kurt D. Newman, Timothy J. Bendel, Rustam N. Wadia, Debashis Ghosh, David Joa
  • Patent number: 8910861
    Abstract: Systems and methods for authenticating a user's identity at an ATM are provided. A method for authenticating a user's identity at an Automated Teller Machine (“ATM”) includes using a first receiver to receive information from an ATM touch screen relating to a first numerical digit and a second numerical digit selected by the user. The method further includes using a second receiver to receive information from a fingerprint scanner relating to first biometric information input into the fingerprint scanner and second biometric information input into the fingerprint scanner, wherein the fingerprint scanner is removably coupled to the ATM via a USB port included in a secured portion of the ATM, the secured portion of the ATM being inaccessible to the user. The method may also include using a transmitter to transmit the information received by the first receiver and the second receiver to a remote server.
    Type: Grant
    Filed: April 5, 2012
    Date of Patent: December 16, 2014
    Assignee: Bank of America Corporation
    Inventor: Rustam N. Wadia
  • Patent number: 8836473
    Abstract: Systems and methods for authenticating a user's identity at an ATM are provided. Apparatus for implementing the systems and methods may include a first fingerprint scanner and a second fingerprint scanner. Each of the first fingerprint scanner and the second fingerprint scanner may capture at least a portion of the user's biometric information. The apparatus may also include a first display and a second display. The first display may be located proximal to the first fingerprint scanner. The second display may be located proximal to the second fingerprint scanner. Each of the first display and the second display may be configured to display at least one of a plurality of numerical digits. The apparatus may further include a receiver. The receiver may receive information from the first fingerprint scanner, the information relating to user biometric information input into the first fingerprint scanner.
    Type: Grant
    Filed: April 5, 2012
    Date of Patent: September 16, 2014
    Assignee: Bank of America Corporation
    Inventor: Rustam N. Wadia
  • Patent number: 8820696
    Abstract: The present invention provides methods and systems for a picture hanging device for mounting a picture to a retention member engaged to a wall that includes a tube having a top portion and a bottom portion, the bottom portion of the tube is designed to receive a retention member mounted to a wall, the top portion of the tube extends into the air for correctly aligning the picture on the retention member and contains a protective cap, whereby a hanging mechanism engaged to the picture is positioned about the tube and is slid down the tube for engagement to the retention member and the tube is positioned within the center of the picture for correctly aligning the picture on the retention member.
    Type: Grant
    Filed: May 31, 2013
    Date of Patent: September 2, 2014
    Inventor: Rustam N. Wadia
  • Publication number: 20130265136
    Abstract: Systems and methods for authenticating a user's identity at an ATM are provided. Apparatus for implementing the systems and methods may include a first fingerprint scanner and a second fingerprint scanner. Each of the first fingerprint scanner and the second fingerprint scanner may capture at least a portion of the user's biometric information. The apparatus may also include a first display and a second display. The first display may be located proximal to the first fingerprint scanner. The second display may be located proximal to the second fingerprint scanner. Each of the first display and the second display may be configured to display at least one of a plurality of numerical digits. The apparatus may further include a receiver. The receiver may receive information from the first fingerprint scanner, the information relating to user biometric information input into the first fingerprint scanner.
    Type: Application
    Filed: April 5, 2012
    Publication date: October 10, 2013
    Applicant: Bank of America
    Inventor: Rustam N. Wadia
  • Publication number: 20130264384
    Abstract: Systems and methods for authenticating a user's identity at an ATM are provided. A Method for authenticating a user's identity at an Automated Teller Machine (“ATM”) includes using a first receiver to receive information from an ATM touch screen relating to a first numerical digit and a second numerical digit selected by the user. The method further includes using a second receiver to receive information from a fingerprint scanner relating to first biometric information input into the fingerprint scanner and second biometric information input into the fingerprint scanner, wherein the fingerprint scanner is removably coupled to the ATM via a USB port included in a secured portion of the ATM, the secured portion of the ATM being inaccessible to the user. The method may also include using a transmitter to transmit the information received by the first receiver and the second receiver to a remote server.
    Type: Application
    Filed: April 5, 2012
    Publication date: October 10, 2013
    Applicant: Bank of America
    Inventor: Rustam N. Wadia
  • Patent number: 8550339
    Abstract: Systems and methods for implementing a sequence of fingerprints for biometric authentication are provided. A sequence of fingerprints is more difficult to fraudulently circumvent than a single finger or thumb print. A sequence of fingerprints takes advantage of inexpensive fingerprint scanners and easily available fingerprints. A sequence of fingerprints may be used in conjunction with additional biometric authentications and/or confidential access sequences. The sequence of fingerprints may include prints of the digits of the foot. The sequence of fingerprints for biometric authentication may be system or user defined.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: October 8, 2013
    Assignee: Bank of America Corporation
    Inventors: Kurt D. Newman, Timothy J. Bendel, Rustam N. Wadia, Debashis Ghosh, David Joa
  • Patent number: 8308122
    Abstract: The present invention provides methods and systems for a picture hanging device for mounting a picture to a retention member engaged to a wall that includes a tube having a top portion and a bottom portion, the bottom portion of the tube is designed to receive a retention member mounted to a wall, the top portion of the tube extends into the air for correctly aligning the picture on the retention member, whereby a hanging mechanism engaged to the picture is positioned about the tube and is slide down the tube for engagement to the retention member and the tube is positioned within the center of the picture for correctly aligning the picture on the retention member.
    Type: Grant
    Filed: June 7, 2011
    Date of Patent: November 13, 2012
    Inventor: Rustam N. Wadia
  • Publication number: 20110197365
    Abstract: An improved wrap and infant support system that is unobtrusive and includes a frame having an upper portion and a lower portion, wherein the upper portion and lower portion are selectively secured to one another. The upper portion of the frame defines a substantially elliptical shape for receiving the head of an infant, and the lower portion of the frame defines a substantially elliptical shape for receiving the body of an infant. The upper portion and the lower portion of the frame are arranged to form a substantially planar surface relative to one another.
    Type: Application
    Filed: January 3, 2011
    Publication date: August 18, 2011
    Inventor: Rustam N. Wadia
  • Publication number: 20110197364
    Abstract: The infant support device that is unobtrusive and includes a frame having an upper portion and a lower portion. The upper portion of the frame defines a substantially elliptical shape for receiving the head of an infant, and the lower portion of the frame defines a substantially elliptical shape for receiving the body of an infant. The upper portion and the lower portion of the frame are arranged to form a substantially planar surface relative to one another. A cover that stretches across the frame that has a sleeve on the periphery of the cover, wherein the sleeve encloses the frame.
    Type: Application
    Filed: February 15, 2010
    Publication date: August 18, 2011
    Inventor: Rustam N. Wadia