Patents by Inventor Ruth B. Grover

Ruth B. Grover has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8340983
    Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, the user is allowed to enter basic user information on an on-line quote system application which calls a common data entry system to request credit information for the user. The common data entry system sends the requested credit information to the on-line quote system application, and the user is allowed to enter a selection of coverage. The user is then allowed to enter underwriting information on the on-line quote system application which calls a rating engine of the common data entry system to request rating information. The on-line quote system application displays a quote for the user based at least in part on the rating information, and the user is offered an option to talk to an agent. A fast-forward feature simplifies the entry of modifications for the user.
    Type: Grant
    Filed: February 10, 2009
    Date of Patent: December 25, 2012
    Assignee: The Travelers Indemnity Company
    Inventors: Ruth B. Grover, Donald White, Linda Hirning, Eric Neely, Charlene G. Woronowicz
  • Publication number: 20090177501
    Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.
    Type: Application
    Filed: February 10, 2009
    Publication date: July 9, 2009
    Applicant: Travelers Property Casualty Corp.
    Inventors: Ruth B. Grover, Donald White, Linda Hirning, Eric Neely, Charlene G. Woronowicz
  • Patent number: 7490050
    Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.
    Type: Grant
    Filed: May 17, 2002
    Date of Patent: February 10, 2009
    Assignee: Travelers Property Casualty Corp.
    Inventors: Ruth B. Grover, Donald White, Linda Hirning, Eric Neely, Charlene G. Woronowicz
  • Publication number: 20020188484
    Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.
    Type: Application
    Filed: May 17, 2002
    Publication date: December 12, 2002
    Inventors: Ruth B. Grover, Donald White, Linda Hirning, Eric Neely, Charlene G. Woronowicz
  • Publication number: 20020046064
    Abstract: A method and system for furnishing an on-line quote for an insurance product, such as auto insurance, makes use of computer hardware and software to provide a user with an on-line, real-time quote. The system allows the user to enter user information and recommends coverages, liabilities, and deductibles to help the user determine the best insurance coverage for the user's needs. Upon entering the user data and coverage information on a presentation server, deployable content profile information is retrieved by the presentation server, and a quote is displayed for the user. If the user indicates a continued interest in the quote, a client number is presented to the user and sent to a computer telephony integration database.
    Type: Application
    Filed: May 18, 2001
    Publication date: April 18, 2002
    Inventors: Hector Maury, Michael Saucier, Ruth B. Grover, Donald White, Linda Hirning