Patents by Inventor Ryan B. Cain
Ryan B. Cain has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12169529Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: December 11, 2023Date of Patent: December 17, 2024Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 12073448Abstract: One embodiment of the system and method described herein provides a computer system configured to provide an interface for operation by a user at a remote computing device, receive a request from the user for a vehicle history report of a vehicle. The computer system is further configured to prompt the user for interest in a prequalification for a financing offer. The computer system is further configured to receive the indication of the user's interest in the prequalification. The system also includes a data storage module, accessible by the computer system, configured to retrieve data corresponding to the vehicle, store the retrieved data, retrieve data corresponding to a determination regarding the prequalification for the financing offer, and store the retrieved determination. The computer system is further configured to convey the vehicle history report to the user and convey the prequalification determination to the user.Type: GrantFiled: September 19, 2022Date of Patent: August 27, 2024Assignee: Experian Information Solutions, Inc.Inventors: Ryan B. Cain, Will Hope, Kirsten Von Busch, Dominic Edward DeGuiseppe
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Patent number: 11886519Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: December 14, 2022Date of Patent: January 30, 2024Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 11568005Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: November 17, 2021Date of Patent: January 31, 2023Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 11481827Abstract: One embodiment of the system and method described herein provides a computer system configured to provide an interface for operation by a user at a remote computing device, receive a request from the user for a vehicle history report of a vehicle. The computer system is further configured to prompt the user for interest in a prequalification for a financing offer. The computer system is further configured to receive the indication of the user's interest in the prequalification. The system also includes a data storage module, accessible by the computer system, configured to retrieve data corresponding to the vehicle, store the retrieved data, retrieve data corresponding to a determination regarding the prequalification for the financing offer, and store the retrieved determination. The computer system is further configured to convey the vehicle history report to the user and convey the prequalification determination to the user.Type: GrantFiled: February 14, 2020Date of Patent: October 25, 2022Assignee: Experian Information Solutions, Inc.Inventors: Ryan B. Cain, Will Hope, Kirsten Von Busch, Dominic Edward DeGuiseppe
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Patent number: 11210351Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: July 24, 2019Date of Patent: December 28, 2021Assignee: EXPERIAN INFORMATION SOLUTIONS, INC.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Patent number: 10580054Abstract: One embodiment of the system and method described herein provides a computer system configured to provide an interface for operation by a user at a remote computing device, receive a request from the user for a vehicle history report of a vehicle. The computer system is further configured to prompt the user for interest in a prequalification for a financing offer. The computer system is further configured to receive the indication of the user's interest in the prequalification. The system also includes a data storage module, accessible by the computer system, configured to retrieve data corresponding to the vehicle, store the retrieved data, retrieve data corresponding to a determination regarding the prequalification for the financing offer, and store the retrieved determination. The computer system is further configured to convey the vehicle history report to the user and convey the prequalification determination to the user.Type: GrantFiled: December 18, 2015Date of Patent: March 3, 2020Assignee: Experian Information Solutions, Inc.Inventors: Ryan B. Cain, Will Hope, Kirsten Von Busch, Dominic Edward DeGuiseppe
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Patent number: 10409867Abstract: One aspect of the subject matter described herein comprises a database management system. The database management system comprises a communication circuit, an interface, and a processor. The communication circuit receives information from databases via a communication network. The interface allows user operation and interaction via the communication network and the database management system. The processor provides data to and receives data from the interface, including a plurality of alphanumeric records comprising at least one unique identifier, obtains database records from other databases for each unique identifier, identifies a number of alphanumeric records in the plurality having events in their histories, determines a percentage of alphanumeric records in the plurality having negative events in their histories, generates a report including the determined percentages, and conveys the report to the user.Type: GrantFiled: June 15, 2017Date of Patent: September 10, 2019Assignee: Experian Information Solutions, Inc.Inventors: Kirsten Marie Von Busch, Ryan B. Cain, Dominic Edward DeGuiseppe, Wen Zhang, Erik Peter Hjermstad
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Publication number: 20160267588Abstract: One embodiment of the system described herein provides an interface for operation at a remote computing device and receive a list of consumers and vehicles for prequalification and equity determinations. The system further receives one or more criteria, obtains credit history records for at least one consumer on the first list, and compares at least obtained credit history record with the received one or more criteria. The system further identifies which consumers of the first list exceed the one or more criteria, obtains vehicle history records for at least one vehicle on the first list, and calculates vehicle equity values for the at least one vehicle on the first list. The system further generates generate a second list of consumers that are prequalified and vehicle equity values for conveyance via the interface.Type: ApplicationFiled: March 14, 2016Publication date: September 15, 2016Inventors: Ryan B. Cain, Will Hope, Kirsten Marie Von Busch, Dominic Edward DeGuiseppe
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Publication number: 20160180428Abstract: One embodiment of the system and method described herein provides a computer system configured to provide an interface for operation by a user at a remote computing device, receive a request from the user for a vehicle history report of a vehicle. The computer system is further configured to prompt the user for interest in a prequalification for a financing offer. The computer system is further configured to receive the indication of the user's interest in the prequalification. The system also includes a data storage module, accessible by the computer system, configured to retrieve data corresponding to the vehicle, store the retrieved data, retrieve data corresponding to a determination regarding the prequalification for the financing offer, and store the retrieved determination. The computer system is further configured to convey the vehicle history report to the user and convey the prequalification determination to the user.Type: ApplicationFiled: December 18, 2015Publication date: June 23, 2016Inventors: Ryan B. Cain, Will Hope, Kirsten Von Busch, Dominic Edward DeGuiseppe