Abstract: Systems, methods, and non-transitory computer-readable media for authentication and authorizing a payment request. In one embodiment, the system includes a server including a first memory and a first electronic processor communicatively connected to the first memory. The first electronic processor is configured to receive the payment request, three-domain secure (3DS) data, and fast ID online (FIDO) data, output an authentication request that includes a portion of the 3DS data and a portion of the FIDO data, receive an authentication response based on the 3DS data and the FIDO data, the authentication response including one or more authentications, output the payment request based on the authentication response, and receive an authorization or a denial of the payment request.

Abstract: Systems and methods are provided for pairing an electronic wallet for a consumer with a service provider. One exemplary method includes receiving, by a computing device, a request to pair the electronic wallet with the service provider where the electronic wallet is associated with an account and where the account is associated with a user, and requesting, by the computing device, consent from the user to pair the electronic wallet with the service provider. The method also includes generating, by the computing device, a pairing token for the wallet application and the service provider upon consent from the user, and storing the pairing token in association with the wallet application, whereby the service provider is permitted to use the pairing token in a subsequent network transaction involving an entity associated with the service provider and the wallet application, regardless of whether the wallet application is separately paired with the entity.